Recreational Vehicle Insurance Coverage

Below are some of the coverage options for your RV insurance. Your Velox Insurance agent will help you assess what type of coverage is best for your needs.

• Bodily Injury Liability – This type of coverage helps pay for another individual’s bodily injuries and medical expenses that you are found legally responsible for.
• Collision Coverage – Collision coverage pays up to the coverage limits for damages caused to your RV as a result of an accident.
• Comprehensive Physical Damage Coverage – This type of insurance provides coverage for damages to your RV resulting from incidents other than collisions such as theft, fire, vandalism, flooding, hail, or other perils.
• Medical Payments Coverage – If you and your passengers are injured in an accident, medical payments coverage will pay for your doctor and other medical expenses regardless of who is at fault.
• Property Damage Liability Coverage – This type of coverage protects you if you accidentally damage someone else’s property with your RV. It also provides coverage for legal fees in most cases.
• Uninsured/Underinsured Motorists Coverage – If you are in a hit-and-run accident or if you are in an accident with someone who does not have insurance, uninsured motorist coverage pays for pain and suffering which is not covered by medical, disability, and personal injury protection. Underinsured motorist coverage pays for bodily injury to you or your family if the person legally responsible does not have adequate coverage.