Motorcycles operate on a different terrain than automobiles and trucks. This is true even when sharing the same road. Bikes are small and hard to see, and the chance of an accident occurring is high. The risk factor means that insurance prices will reflect the potential cost of medical expenses. If you are injured on a motorcycle, the injuries tend to be more severe than other types of accidents.
Liability coverage will depend on the make and model of the motorcycle as well as the limit to the total coverage amount. The policy can be tailored to reflect your level of use and other factors. Comprehensive coverage pays for non-collision incidents like vandalism and theft. Separate coverage is available for under-insured and uninsured motorist protection. Many variables affect the total cost of the policy. This includes your age as well as the year of the motorcycle. It can also include the total number of miles and even the location where the bike is stored.
If you’re ready to start shopping for motorcycle insurance online, view our coverage options below. Your Velox Insurance agent will help you assess what type of coverage is best for your needs. We offer motorcycle insurance coverage in Alabama, Arizona, California, Florida, Georgia, Indiana, South Carolina, Tennessee and Texas.Call your local agent at 1-855-Go Velox1-855-Go Velox (468-3569) to start saving money on your motorcycle insurance today.
Bodily Injury Liability
This type of coverage helps pay for another individual’s bodily injuries and medical expenses that you are found legally responsible for. The exception is it does not pay for guest passenger’s injuries.
Collision Coverage pays, up to the coverage limits, for damages caused to your motorcycle as a result of an accident.
Comprehensive Physical Damage Coverage
This type of insurance provides coverage for damages to your motorcycle resulting from incidents other than collision such as theft, fire, vandalism, flooding, hail or other perils.
Guest Passenger Liability
This type of coverage pays for bodily injuries and medical expenses incurred by a guest passenger on your bike.
Medical Payments Coverage
If you and your passengers are injured in an accident, Medical Payments Coverage will pay for your doctor and other medical expenses regardless of who is at fault.
Property Damage Liability Coverage
This type of coverage protects you if your accidently damage someone else’s property with your motorcyle. It also provides coverage for legal fees in most cases.
Uninsured/Underinsured Motorists Coverage
If you are in a hit-and-run accident or if you are in an accident with someone who does not have insurance, this Uninsured Motorist Coverage pays for pain and suffering which is not covered by medical, disability and Personal Injury Protection. Underinsured Motorist Coverage pays for bodily injury to you or your family resulting if the person legally responsible does not have adequate coverage.
Save Money With Your Motorcycle Insurance Coverage!
Velox Insurance has a list of motorcycle insurance discounts that you can enjoy along with our very competitive rates. See whether you qualify!
Multiple Policy Discount
Enjoy big discounts on your motorcycle insurance by purchasing other insurance policies from the same carrier through our agency. You can bundle it up with your automobile insurance, homeowners insurance, and many more.
Full Payment Discount
Many of our carriers offer a discount if you purchase motorcycle insurance pay for the entire polocy upfront.
You can save on motorcycle insurance if you are a member of an approved motorcycle organization. Talk to one of our agents for more information on this discount.
If you’ve already purchased a motorcycle insurance with us, you can save on discounted premiums by maintaining your policy over time.
Multiple Motorcycles Discount
If you have two or more motorcycles, you can get savings by insuring them on the same policy.
Those are just some of the many discounts you can enjoy with us. Call us at 1-855-468-3569 and know more about how much you can save!
Why Buying Motorcycle Insurance from Velox is a Good Idea
Trust that our motorcycle insurance here at Velox will protect your finances should there be untoward incidents and damages. The insurance policies we have for you are made so you can save money. We have flexible payment options and a number of discounts that you can qualify for.
At Velox Insurance, we are committed to helping you make a smart choice. You can surely benefit from our competitive rates and hassle-free experience. Call us now at 1-855-468-3569 for more information or reach out to one of our local agencies today.
Common Questions About Motorcycle Insurance
Where can I get the cheapest motorcycle insurance policy?
You’d be surprised at how affordable motorcycle insurance policies are. Get a free quote to know how much you will spend on a policy that suits your needs. Keep in mind, however, that the cheaper your policy is, the lesser your coverage you will have. It is important to weigh the benefits and risks first before deciding which policy to buy.
I’m a first-time motorcycle driver. How much will my insurance be?
If you have no experience with motorcycles yet, you may be categorized as high risk. The brand of your motorcycle, year, model, and its condition will be among the determinants of the cost of your insurance. And of course, it will also depend on the amount of coverage you wish to have.
Why do women get cheaper motorcycle insurance rates than men?
Based on surveys and reports, women are less accident-prone than men. That is why their motorcycle insurance rates are cheaper. However, we also consider many factors — like age, driving history, brand, model, location, and etc — when you get a quote. The best way for you to get a low rate on your premiums is to own a safe and reliable bike, as well as to maintain a clean driving history.
Talk to our agent at our office near you or you can call us at 1-855-468-3569 and we’ll be glad to answer your queries.