Cheap Car Insurance in Marietta, GA

You never feel more free than when you’re driving on the open road. But having true freedom also means knowing you’ll be protected if you get into a car accident. We’re here to connect you with reliable insurance plans — even if you’ve been hit with a DUI and have issues getting a policy with other insurers — so you don’t have to worry when you get behind the wheel.

If you’re looking for a little bit of everything the Peach State has to offer, you’ll be lucky to drive through Marietta. Close to both the scenic Kennesaw Mountain and the hair-raising Six Flags White Water, you’ll find the best of rural, suburban, and city living here in Marietta.

You can experience all the joys of southern living in Marietta while saving money by getting insurance from the right provider. If you’re looking for the cheapest car insurance coverage available just a hop, skip, and a jump from your neighborhood, keep reading to learn all the basics you need to know.

Marietta residents pay about $63 per month for minimum liability insurance, which is $5 less than the average payment in Georgia of $68 per month. This premium is $1 more than the national average payment of $62.

For full coverage, people in Marietta pay approximately $156 per month, which is $62 less than the average payment in Georgia of $218 per month and $59 less than the national average of $215.

Different Vehicle Options for Insurance in Marietta, GA

There are plenty of ways to get around Marietta beyond just your old pickup truck or your family sedan. Here are the other types of coverage you might need:

• ATV insurance Marietta, Georgia – Riding an ATV in the backwoods is one of the best ways to spend an afternoon in Georgia. But in order to play hard, you need insurance that works hard, too. Just like classic auto insurance, ATV insurance can cover anything from bodily injury to comprehensive damage, depending on your plan.
• Motorcycle insurance Marietta, Georgia – With the right coverage in place, you can rev your engine without a care in the world. Your costs will vary depending on the details of your bike, your history as a driver, and the type of coverage you want, from liability to full coverage.
• Recreational Vehicle insurance Marietta – There’s nothing better than finding a picturesque spot out in nature and posting up in your RV. But anything could happen when you hit the open road, which is why you need special insurance for your RV. Although a regular auto policy could offer some protection, it may not fill in all the gaps you need for your RV, such as your standard living fixtures or trailer attachments.

What Is the Difference Between Full Coverage and the State Required Minimum in Marietta?

If you live in Marietta, you have a few different options when it comes to your auto protection. But there are some limitations. Getting down to brass tacks, every Marietta driver needs a basic level of coverage known as state minimum liability insurance. Each state has its own rules, so you’ll need to follow the letter of the law in Georgia. That means your minimum policy must cover at least $25,000 per person and $50,000 per accident in bodily injury liability coverage, just in case you injure someone in a car accident. You also need $25,000 in property damage liability. That’ll help cover your tail if you cause an accident that bangs up someone else’s car.

Liability coverage is only designed to pay for damages you cause to other drivers and then only up to your policy limits. If you really want to protect yourself, full coverage is the way to go. If liability insurance is a used sedan, full coverage is a brand-new pickup with all the bells and whistles. It’ll pay for your own repairs and medical bills, even if you were the one who caused the accident.

So, if you’re still paying off your vehicle or just don’t want to stress out about repair bills popping up, you may want a full coverage plan.

Low-Cost Car Insurance by Zip Code in Marietta

If you live in Marietta, you know how quickly your surroundings can change. And just like that, your insurance prices can change, too. Crime rates, population density, and even the number of accidents in your neighborhood could make your rates rise or fall.

*We use the following methodology to arrive at our average cost: male, age 30, state minimum liability and full coverage of 100/300/100.

If you live in Marietta, you need car insurance that meets Georgia’s state-mandated requirements for drivers. That includes:

• $25,000 in bodily injury liability or death per person and $50,000 per accident
• $25,000 in property damage liability

Penalties for Driving Without Auto Insurance Coverage in Marietta, GA

Driving without insurance could get you into a serious pickle if you get into an accident. But even if you can avoid fender benders, you could still have Johnny Law on your tail. So don’t put off signing up for a policy, or you could deal with some serious consequences:

• Fines from $200 to $1,000
• Smaller fees for lapsed policies that have been expired for 10 days or less
• License suspension for up to three months
• Registration suspension
• Potential misdemeanor charges

If you have a teen driver, getting insurance should be the first thing on your mind. Teens are one of the groups with the highest risk when it comes to driving and insurance, so it’s up to you to find an affordable plan that can still keep your child out of trouble on the road.

There are plenty of ways you can save on premiums for your kid, from picking out the right vehicle to making sure they get straight A’s for good-student discounts. Your new driver doesn’t need a brand new car — something affordable, safe, and reliable will get you a better deal on insurance. Safety features, family bundles, and more can also give you a major steal on your rates.

Insurance is all about protecting your assets. But if you’re building a life in Marietta, you probably want to protect more than just your car with options like:

• Renters insurance gives you protection for your home, even if you’re not a homeowner. It’ll cover the belongings you keep in your rental and can even help pay for living costs if you have to leave your home for repairs.
• Landlord insurance protects your investment if you decide to rent out a property or even just a room in your home — just in case your tenants get out of hand and cause some unexpected damages.
• Professional liability insurance is a must-have for any budding business owner. If you’re an entrepreneur who wants to avoid lawsuits, get started by exploring professional liability plans.

When Should I Insure My Personal Property with Renters Insurance?

You can insure virtually anything, but you might wonder what’s worth insuring and what’s not. Ultimately, it comes down to what you’re willing to lose. Even if you don’t think you have anything of value in your home, small things can add up. Just a small investment in renters insurance can help you make sure you can replace your TV, your furniture, and even your fridge if something wreaks havoc on your rental home.

Anyone can get lower rates in the greater Atlanta area by just using a few simple tricks and tips. Check out these common discounts: