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Welcome to Texas sign on a highway

Texas State Minimum Auto Insurance Requirements (2021)

When it comes to auto insurance, each state has its own set of requirements. However, Texas legally requires drivers to get auto liability insurance in order to cover the cost of potential accidents. As a fault state, Texas mandates minimum requirements to get auto insurance. Besides, getting auto insurance in Texas reflects your financial responsibility. …

Comercial and personal use cars on a highway

What Is the Difference between Commercial and Personal Auto Insurance

Are you an entrepreneur or a business owner wondering why personal auto insurance is different from the commercial auto insurance? Well, you are not the only one because most individuals and companies usually confuse the two more often than you think. Typically, it is very tough for businesses to draw a line between the classification …

Independent Contractor unloading a cargo van

The Basic Insurance Needs of Independent Contractors

Independent contractors often run substantially smaller operations than large or specialty contracting firms. As a result, the principal operator might feel that they need substantially lower commercial insurance benefits. On one hand, this is true, because smaller businesses often need lower amounts of insurance coverage. However, they still need as diverse a set of benefits …

Woman with professional attire

Do I Need Professional Liability?

Professional liability insurance serves to cover certain businesses and individuals who offer a specialized or professional service. If you offer a unique service, one that often requires a license or permit, you will typically need professional liability insurance. Professionals who invest in professional liability insurance often include: Medical professionals Lawyers Accountants Financial advisers Architects Engineers …

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