Professional liability insurance serves to cover certain businesses and individuals who offer a specialized or professional service. If you offer a unique service, one that often requires a license or permit, you will typically need professional liability insurance. Professionals who invest in professional liability insurance often include: Medical professionals Lawyers Accountants Financial advisers Architects Engineers …
Most people considering buying homeowner’s insurance struggle with their first steps. They simply do not know where to look and what to consider. Your home is probably the most valuable asset. Therefore, it makes logical sense to give it all the protection you can. Whether you are a first-time buyer or looking to switch the …
When looking for insurance, you may come across a business owners policy (BOP). These policies aren’t available for everyone, however. Instead, they are geared to specific businesses. As a rule, business owners policies are geared for small businesses in low risk industries. What is Considered a Small Business? The categorization of a small business varies …
Continue reading “How Do You Qualify for a Business Owners Policy?”
Have you decided to buy homeowners insurance but wondering what things you must consider when buying one? Well, you are in the right place, as this post will give you valuable insight into what aspects you must look at when shopping for an insurance policy. Homeowners insurance is not compulsory, but lenders tend to make …
Continue reading “What Should I Look For When Buying Homeowners Insurance”
When you buy homeowners insurance, your plan will include possessions or contents coverage. This is the part of your policy that applies to belongings within the home. Therefore, if something were to damage or destroy them, then you can file a claim on your policy for compensation to help you repair or replace the items. …
Continue reading “Insurance Terms to Know When Reviewing Your Possessions Insurance”
Many first-time homebuyers often ask if they really need homeowners insurance and what does it cover? The answer is that homeowners insurance is not just coverage but a bundle of several coverages. These can apply simultaneously or individually in various circumstances. You cannot play a pick and choose game when it comes to buying homeowners …
When putting together your business’s liability insurance portfolio, you will need both foundational coverage and expanded benefits that are customized to your particular operation. To get their benefits started, most business owners purchase commercial general liability (CGL) insurance, which is foundational coverage, and which can be augmented by additional, separate liability policies. Let’s take a …
Continue reading “Common Losses Covered by Liability Insurance”
So, you just bought a new home, and everything is brand new. What can go wrong, right? Or, You know most of the DIY stuff and wonder if you really need a contingency plan. As a matter of fact, several things can go wrong. It does not matter whether it is a brand new home …
When you’re towing your boat, you may expect your auto insurance to cover anything that happens. You might be right, but you might not. What coverage you have depends on your specific car insurance policy. Damage To Your Trailer Your comprehensive and collision coverage may not extend to your trailer. That means if you get into an accident that damages …
Continue reading “Is Towing Your Boat Covered By Car Insurance?”
Are you a first-time homebuyer who wants to know why you need home insurance? Maybe you are a current homeowner thinking if having home insurance is really worth it? If you are nodding in affirmation to either of the above questions, then you are in the right place. This post is going to answer why …
