{"id":1246,"date":"2023-08-28T22:12:07","date_gmt":"2023-08-28T22:12:07","guid":{"rendered":"https:\/\/veloxinsurance.com\/?page_id=1246"},"modified":"2023-10-31T21:18:49","modified_gmt":"2023-10-31T21:18:49","slug":"florida-car-insurance","status":"publish","type":"page","link":"https:\/\/veloxinsurance.com\/florida-car-insurance\/","title":{"rendered":"Compare Florida Car Insurance Quotes"},"content":{"rendered":"<div class=\"c-section  \" >\r\n    <div class=\"o-wrapper o-wrapper--small\">\n\n            <div class=\"o-component s-cms-content\">\r\n        <p>Florida, aka The Sunshine State, is focused more heavily on tourism than any other state. From its beaches to the south in Miami and Destin to the west, to its <span style=\"white-space:nowrap;\">world-famous<\/span> theme parks like Disney World, SeaWorld, and Universal Studios in Orlando, Florida has no shortage of attractions. But the state is also home to delicious veggie agriculture including potatoes, green peppers, and sweet corn and fruits like bananas, papayas, and watermelons. Perhaps even stranger, is the fact that Florida loves its sugar. In fact, it leads the nation in the production of sugar cane.<\/p>\n<p>But when it comes to safety, Florida does not mess around. They choose Velox Insurance for their auto insurance and home insurance needs. What\u2019s sweeter than that?<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Car Insurance Required<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p><b>Liability coverage<\/b> is legally required in Florida and pays for damage to the other driver\u2019s vehicle in the event that you are considered \u201cat fault\u201d in an accident under the property damage portion of your policy. Although bodily injury coverage can technically be rejected, it is normally considered vital to a basic policy to pay for injury that you may cause to another driver or their passengers should you be considered \u201cat fault\u201d in an accident. The coverage limits are determined by each individual state and normally split into three categories. In Florida, the minimum is listed as 10\/20\/10 and explained below:<\/p>\n<ul>\n<li>$10,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.<\/li>\n<\/ul>\n<ul>\n<li>$20,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.<\/li>\n<\/ul>\n<ul>\n<li>$10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.<\/li>\n<\/ul>\n<p><b>Personal Injury Protection<\/b> of $10,000 per person is required in Florida and will cover up to 80% of medical costs and up to 60% of work loss if you are injured in an accident and are not able to work. Even things like laundry and maid services can be covered under your PIP coverage if you are unable to perform <span style=\"white-space:nowrap;\">day-to-day<\/span> tasks and this also extends to members of your household.<\/p>\n<p>Although Florida is a <span style=\"white-space:nowrap;\">\u201cno-fault\u201d<\/span> state, drivers can be sued for severe injury, permanent disfigurement, or death that they cause in the event of an accident. Drivers can protect themselves from these lawsuits by choosing bodily injury liability coverage to meet their needs.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Optional coverage in Florida<\/h2>\r\n        \n\n<div class=\"o-component\" id=\"list-with-icons-block_826aaa2d36c8b2e1b1273ae7459d7b60\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Icon-CollisionCoverage.svg\" alt=\"Icon of two cars colliding.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Collision Coverage<\/h3>Collision Coverage pays, up to the coverage limits, for damages caused to your vehicle or a vehicle you are operating if it hits another car, object, or overturns. This type of coverage is typically required if you are financing your vehicle.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n<div class=\"o-component\" id=\"list-with-icons-block_fd5f39eeeb8622a80d3daf27c37d4157\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Icon-ComprehensivePhysicalDamage.svg\" alt=\"Icon of person with injured arm.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Comprehensive Physical Damage Coverage<\/h3>This type of insurance provides coverage for damages to your vehicle or any vehicle in your custody resulting from incidents other than collision such as theft, fire, vandalism, flooding, hail or other perils. It is usually required if you have a vehicle loan.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n<div class=\"o-component\" id=\"list-with-icons-block_a2bc446b592476fa9acafc552d40765e\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Icon-LialibityCoverage.svg\" alt=\"Icon of van for liability.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Liability Coverage<\/h3>Liability insurance provides coverage to pay for another individual\u2019s bodily injuries or damages to their vehicle or property that you are legally responsible for. This type of insurance is required in most states.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n<div class=\"o-component\" id=\"list-with-icons-block_46df7ae18bef1beb56761bf13c10152e\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Icon-MedicalPaymentsCoverage.svg\" alt=\"Icon for medical payments.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Medical Payments Coverage<\/h3>If you and your passengers are injured or killed in an accident, Medical Payments Coverage will pay for your doctor, hospital and funeral expenses regardless of who is at fault. This type of insurance also covers you as a pedestrian if you are hit by a vehicle.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n<div class=\"o-component\" id=\"list-with-icons-block_899eb18e7e79cd8928d7f08c8bff5538\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Icon-UninsuredMotorists.svg\" alt=\"Icon for checklist.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Uninsured\/Underinsured Motorists Coverage<\/h3>If you are in a <span>hit-and-run<\/span> accident or if you are in an accident with someone who does not have insurance, this Uninsured Motorist Coverage pays for pain and suffering which is not covered by medical, disability and Personal Injury Protection. Underinsured Motorist Coverage pays for bodily injury to you or your family resulting if the person legally responsible does not have adequate coverage.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Insure your Car at a Lower Price<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>We understand how insurance expenses can take up most of your budget. Here at Velox, we have discounts and coverage options that will help. As much as possible, we want to make saving money convenient for you.<\/p>\n    <\/div>\r\n    \n\n<div class=\"o-component\" id=\"list-with-icons-block_e0f55d8ce871bc4f0c382951c07228ca\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-multiple-policy-discount.svg\" alt=\"Icon of different policies.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Multiple Policy Discounts<\/h3>Bundle up your automobile insurance with our other offers like homeowners insurance. While savings may vary depending on how many policies you\u2019re bundling up or what policies you wish to get, we assure that you will end up paying for your insurance policies at a lower price.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-full-payment-discount.svg\" alt=\"Hand holding a card with percentage icon on it.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Fullpayment Discounts<\/h3>If you pay for your insurance policy upfront, you may earn certain discounts and will be paying relatively less compared to monthly payments. In addition to discounts, you would be free from paying premiums for the rest of the year.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-multiple-vehicle-discount.svg\" alt=\"Cars with percentage icon above.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Multiple Vehicle Discount<\/h3>We value your loyalty. If you insure 2 cars or more with us on the same automobile insurance policy, you may be eligible for a discount on your premium.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-insurance-policy-disocunts.svg\" alt=\"Icon of percentage sign.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Insurance Policy Discounts<\/h3>Did you know that by installing protective and safety devices on your car (like car alarms, automatic seatbelts, <span style=\"white-space:nowrap;\">anti-lock<\/span> brakes) can make you qualify for discounts? The more safety features your car has, the lower the price of your insurance is. <br> We have more discounts you may qualify for here at Velox Insurance. Give us a call at <span style=\"white-space:nowrap;\"><a href=\"tel:1-855-468-3569\">855-Go-Velox<\/a><\/span> or <span style=\"white-space:nowrap;\"><a href=\"tel:1-855-468-3569\">855-468-3569<\/a><\/span> or click here for an online car insurance quote.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n<\/div>\r\n<\/div>\r\n\n\n<div id=\"general-mb-block-image-left-block_3cd599e5830a6f239bd467d474f96d3a\" class=\"c-section c-section--bg-blue-light\">\r\n    <div class=\"o-wrapper o-wrapper--small\">\r\n        <div class=\"c-section__content\">\r\n            <div class=\"o-component c-media-block\">\r\n                <div class=\"c-media-block__item\">\r\n                    <picture class=\"c-media-block__pic\">\r\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/09\/img-intern-car-insurance-2@2x-38.jpg, https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/09\/img-intern-car-insurance-2@2x-38@2x.jpg 2x\" type=\"image\/webp\">\r\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/09\/img-intern-car-insurance-2@2x-38.jpg\" alt=\"Woman smiles as she drives\" width=\"320\" height=\"200\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/09\/img-intern-car-insurance-2@2x-38@2x.jpg 2x\">\r\n                                            <\/picture>\r\n                <\/div>\r\n                <div class=\"c-media-block__item\">\r\n                    <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Why Choose Velox Car Insurance?<\/h2>\r\n                                            <div class=\"s-cms-content\">\r\n                            <p class=\"why_us40\">Choosing a company to purchase a car insurance is easier when you know what you\u2019re looking for. Velox Insurance will help you find an insurance policy that is best for your situation. If you want cheaper insurance rates, we offer many discounts that you might qualify for. We also make sure that we attend to your needs right away when you file a claim. Rest assured that your experience with us will be nothing short of comfortable, from getting a quote to filing a claim.<\/p>\n<p>With our services and car insurance coverages, you\u2019re making the right choice when you purchase a policy from Velox. Call us at <a href=\"tel:1-855-468-3569\"><span style=\"white-space:nowrap;\">855-468-3569<\/span><\/a>, visit a local agency or get an online quote today!<\/p>\n                                                    <\/div>\r\n                                    <\/div>\r\n                \r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n<div class=\"c-section  \" >\r\n    <div class=\"o-wrapper o-wrapper--small\">\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">What you should know about Getting Automobile Insurance from Velox<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <h3>Requesting a quote.<\/h3>\n<p>Talk to our agents over the phone, <a href=\"https:\/\/locations.veloxinsurance.com\/\">visit one of our offices<\/a> near you, or <button class=\"js-quote-modal-button\">request a quote online<\/button>. It can be helpful to have the following documents handy:<\/p>\n<ul>\n<li>Vehicle identification number<\/li>\n<li>The driver\u2019s license numbers of the people who will be driving the car\/s<\/li>\n<li>Brand, model, and year of your car<\/li>\n<li>The location where your car is garaged<\/li>\n<li>Your credit or savings account information<\/li>\n<li>Your current policy, if you have one<\/li>\n<li>Your driving history (e.g. accidents, violations, and so on)<\/li>\n<li>Information on your car\u2019s loan or lease<\/li>\n<li>Social security number<\/li>\n<li>Accessories installed in your car<\/li>\n<li>Choosing a coverage that suits your needs.<\/li>\n<\/ul>\n<p>Here at Velox, we will assist you in finding coverage that is right for you. We will evaluate your information you provide us when you request for a quote so we could tailor the policy according to your needs.<\/p>\n<h3>Drivers covered by your policy.<\/h3>\n<p>Our car insurance policies generally follow your car. Therefore, anyone who has implied permission to drive it (a family member or a friend) will be covered by the policy when they use your vehicle. Unless, you\u2019ve excluded someone from your policy, then he\/she won\u2019t be covered.<\/p>\n<p>If you have more questions on your mind about our car insurance policies, don\u2019t hesitate to call us at <span style=\"white-space:nowrap;\"><a href=\"tel:1-855-468-3569\">855-468-3569<\/a><\/span>.<\/p>\n    <\/div>\r\n    \n\n\r\n<div class=\"c-section\" id=\"get-callout-block_524a71ef0cb2325dadfb2000948bf9b9\">\r\n        <div class=\"c-get-callout\">\r\n                            <h2 class=\"c-section__title c-section__title--blue\">Three ways to get an Automobile quote<\/h2>\r\n                                                                        <ul class=\"o-component o-list-bare c-get-callout__list\">\r\n                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <button class=\"c-get-callout__link js-quote-modal-button\" aria-expanded=\"false\" aria-controls=\"modalQuote\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625427.svg\" alt=\"Computer screen.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                        <div class=\"c-get-callout__text\">Quote online<\/div>\r\n                                    <\/button>\r\n                            <\/li>\r\n                                                                                                                                                        <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"tel:1-855-468-3569\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625577.svg\" alt=\"Hand holding a phone.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Over the phone<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"https:\/\/locations.veloxinsurance.com\/\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625579.svg\" alt=\"Two hands approaching.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Visit us<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                                                                                    <\/ul>\r\n                                    <\/div>\r\n<\/div>\r\n\n\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1246"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/comments?post=1246"}],"version-history":[{"count":54,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1246\/revisions"}],"predecessor-version":[{"id":4549,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1246\/revisions\/4549"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/media?parent=1246"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}