{"id":1222,"date":"2023-08-28T21:34:27","date_gmt":"2023-08-28T21:34:27","guid":{"rendered":"https:\/\/veloxinsurance.com\/?page_id=1222"},"modified":"2023-10-31T21:20:21","modified_gmt":"2023-10-31T21:20:21","slug":"home-owners","status":"publish","type":"page","link":"https:\/\/veloxinsurance.com\/home-owners\/","title":{"rendered":"Compare Homeowners Insurance Quotes"},"content":{"rendered":"<div class=\"c-section  \" >\r\n    <div class=\"o-wrapper o-wrapper--small\">\n\n            <div class=\"o-component s-cms-content\">\r\n        <p>Homeowners have a major investment to protect. And, with Velox Insurance, you can keep it safe with affordable insurance coverage.<\/p>\n<p>Anyone who owns a mortgage on a home will need to obtain an insurance policy. This policy also protects the homeowner against a variety of situations that are beyond the control of the mortgage holder. This includes natural disasters, vandalism, accidents, structural damage and more.<\/p>\n<p>Additionally, a homeowners policy is required by many lenders. Financial institutions can turn down the homeowner\u2019s request for financing if insurance coverage is not obtained at the time of closing. Many <span class=\"white-space\">first-time<\/span> home buyers overlook this detail. Without the correct level of coverage, the financing of the home can be difficult or impossible. Speak to a qualified insurance specialist to find out how to cover your home.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">What Is Covered by Homeowners Insurance?<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>Homeowner policies are designed to protect homeowners against a wide variety of situations. Below are some of the types of coverage provided by typical homeowners policies:<\/p>\n<ul>\n<li>Coverage for damages caused to the physical structure of your home and permanent structures on your property such as pools or sheds<\/li>\n<li>Coverage for damages caused to your personal property inside your home<\/li>\n<li>Coverage for injuries caused to your household pets while inside your home<\/li>\n<li>Coverage for your personal liability if guests are injured while in your home<\/li>\n<li>Coverage for additional costs that you may incur if you need to live elsewhere temporarily as a result of fire or other covered disasters<\/li>\n<\/ul>\n    <\/div>\r\n    \n\n            <div class=\"o-component s-cms-content\">\r\n        <p>Some types of maintenance can also be covered by a homeowners policy. However, these items are often itemized and optional. For example, the property might have a tool shed that needs to be repaired because of wear and tear. Or, the curb and lawn might require additional coverage. House fires are also common items covered in these policies. Your Velox Insurance agent will help you assess what type of coverage is best for your needs.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Homeowners Insurance at a Low Price? It\u2019s Possible!<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>Having reliable homeowners insurance doesn\u2019t have to take a toll on your budget. Get affordable rates with Velox Insurance. Earn discounts and save more money!<\/p>\n    <\/div>\r\n    \n\n<div class=\"o-component\" id=\"list-with-icons-block_3a2f0ba72e1a1dd6a245f9a2c2dea3a2\">\r\n    <div class=\"o-component c-icons-list\">\r\n                    <ul class=\"o-list-bare c-icons-list__list\">\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-multiple-policy-discount.svg\" alt=\"Icon of different policies.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Multiple Policy Discounts<\/h3> By bundling insurance policies with the same carrier, you may be eligible for more discounts to save money.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-full-payment-discount.svg\" alt=\"Hand holding a card with percentage icon on it.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Full Payment Discounts<\/h3> Pay in full and you\u2019ll get a discount for your homeowners insurance. Aside from that, you\u2019ll also be <span class=\"white-space\">worry-free<\/span> for the rest of the year!                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-loyalty-discount.svg\" alt=\"Diamond\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Loyalty Discounts<\/h3> Your loyalty will be rewarded! If you maintain and renew your policy with us through the same carriers, you may be qualified for a discount.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-claim-free-discounts.svg\" alt=\"Loudspeaker.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Claim-Free Discounts<\/h3> Remain <span class=\"white-space\">claim-free<\/span> for at least a year and you\u2019ll be eligible for more discounts and rate decreases. And if you maintain this for the years to come, you\u2019ll be able to enjoy bigger discounts on your premiums. What\u2019s even better is that we have claim forgiveness features where your insurance rates won\u2019t increase when you file a claim.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-new-home-discounts.svg\" alt=\"New House.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>New Home Discounts<\/h3> If you\u2019ve just purchased a new home (whether newly built or previously owned) and insured it with us, you could enjoy this discount.                        <\/div>\r\n                    <\/li>\r\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\r\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Velox-icon-safety-features-discount.svg\" alt=\"Umbrella.\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\r\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\r\n                            <h3>Safety Features Discounts<\/h3> For your home to qualify for this discount, you need to have burglar alarms, smoke detectors, or water safety features installed. The more safety devices you have in your home, the more discounts you\u2019ll be able to enjoy! <br>For more information about the discounts you can qualify for, call us at <a href=\"tel:1-855-468-3569\"><span class=\"white-space\">855-468-3569<\/span><\/a> or <a href=\"https:\/\/locations.veloxinsurance.com\/\">contact a local Velox Insurance agency<\/a>.                        <\/div>\r\n                    <\/li>\r\n                            <\/ul>\r\n            <\/div>\r\n<\/div>\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Why Trust Velox for Homeowners Insurance?<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>At Velox Insurance, we provide you with a convenient approach to insurance. Our online technology, including our intuitive <a href=\"https:\/\/veloxinsurance.com\/mobile-apps\/\">mobile app<\/a>, makes make it easier for you to request a quote and reach our agents. Our <span class=\"white-space\">competitively-priced<\/span> policies protect your home by repairing or replacing your damaged or lost belongings. You can also qualify for discounts to help you save more money. In addition, we are committed to giving you a <span class=\"white-space\">hassle-free<\/span> claims service if tragedy strikes your home.<\/p>\n    <\/div>\r\n    \n\n<div class=\"o-component s-cms-content\">\r\n            <picture>\r\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/img-intern-car-insurance-2@2x-9.jpg 1x, https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/img-intern-car-insurance-2@2x-9@2x.jpg 2x\">\r\n            <img decoding=\"async\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/img-intern-car-insurance-2@2x-9.jpg\" alt=\"Family sitting on the couch laughing.\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/img-intern-car-insurance-2@2x-9@2x.jpg 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\r\n        <\/picture>\r\n    <\/div>\n\n            <div class=\"o-component s-cms-content\">\r\n        <p>Because choosing the right homeowners policy can be a complex decision, our agents are dedicated to helping you every step of the way. We are happy to assist you in deciding whether to choose a policy that protects personal belongings, or with carefully assessing the condition of your property. If your financial institution requires a homeowners policy before making a loan, our qualified insurance specialists will help you determine the right amount of coverage to help your financing request get approved. For every step of your homeowners insurance journey, Velox is here to help.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Homeowners Insurance FAQ<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <h3>How does homeowners insurance work?<\/h3>\n<p>If you purchase homeowners insurance, you\u2019re not only protecting your home; you\u2019re protecting your finances as well. If your home or any part of it is destroyed, it could cost thousands of dollars in repairs. Without homeowners insurance, that money has to come out of your savings. However, if your home is insured, you\u2019ll be able to pay for the damages and repair your home by filing a claim. The insurance benefits you\u2019ll receive, however, will vary according to your deductibles, the limitations you\u2019ve set on your policy, and the type of coverage you\u2019ve chosen.<\/p>\n<h3>Is it required to get homeowners insurance?<\/h3>\n<p>Insurance requirements vary from one state to another. As we currently insure homes in Alabama, Arizona, California, Florida, Georgia, Indiana, South Carolina, Tennessee, and Texas, we can help you determine the type of insurance required by any of these states. Regardless of where you live, however, mortgage lenders usually require you to purchase coverage before they give you a home loan. Even if it isn\u2019t required, it is still smart to protect your financial investment with a reliable insurance policy from Velox.<\/p>\n<h3>How much will homeowners insurance cost?<\/h3>\n<p>The value of your home and the type of insurance coverage you buy will primarily determine the amount that you have to pay for your insurance premiums. However, other factors can also affect your premiums, such as crime rates, your location, and your home insurance claim history. Regardless of your situation, Velox Insurance is dedicated to helping you find insurance at an affordable price.<\/p>\n<p>Do you have any more questions? We\u2019re happy to answer them! Call <a href=\"tel:1-855-468-3569\"><span class=\"white-space\">855-468-3569<\/span><\/a> to speak to an agent, visit our <a href=\"https:\/\/locations.veloxinsurance.com\/\">office nearest you<\/a>, or <a href=\"https:\/\/veloxinsurance.com\/contact-us\/\">contact us through our website<\/a>. To start saving money on homeowners insurance, get a quote today!<\/p>\n    <\/div>\r\n    \n\n\r\n<div class=\"c-section\" id=\"get-callout-block_fc096411b96163eabffaa86d60dd6c34\">\r\n        <div class=\"c-get-callout\">\r\n                            <h2 class=\"c-section__title c-section__title--blue\">Three ways to get an Home Owners quote<\/h2>\r\n                                                                        <ul class=\"o-component o-list-bare c-get-callout__list\">\r\n                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <button class=\"c-get-callout__link js-quote-modal-button\" aria-expanded=\"false\" aria-controls=\"modalQuote\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625427.svg\" alt=\"Computer screen.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                        <div class=\"c-get-callout__text\">Quote online<\/div>\r\n                                    <\/button>\r\n                            <\/li>\r\n                                                                                                                                                        <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"tel:1-855-468-3569\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625577.svg\" alt=\"Hand holding a phone.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Over the phone<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"https:\/\/locations.veloxinsurance.com\/\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625579.svg\" alt=\"Two hands approaching.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Visit us<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                                                                                    <\/ul>\r\n                                    <\/div>\r\n<\/div>\r\n\n\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1222"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/comments?post=1222"}],"version-history":[{"count":72,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1222\/revisions"}],"predecessor-version":[{"id":4555,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1222\/revisions\/4555"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/media?parent=1222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}