{"id":1212,"date":"2023-08-28T21:21:07","date_gmt":"2023-08-28T21:21:07","guid":{"rendered":"https:\/\/veloxinsurance.com\/?page_id=1212"},"modified":"2024-07-04T23:26:58","modified_gmt":"2024-07-04T23:26:58","slug":"cheap-car-insurance","status":"publish","type":"page","link":"https:\/\/veloxinsurance.com\/cheap-car-insurance\/","title":{"rendered":"Cheap Car Insurance in Georgia"},"content":{"rendered":"<div class=\"c-section  \" >\r\n    <div class=\"o-wrapper o-wrapper--small\">\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Factors Affecting Car Insurance Rates in GA<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>All drivers want to pay less for their auto coverage. Many people do not realize there is a wide variety of factors insurance underwriters use to calculate the premium for a policy. When you are looking for cheap <a href=\"https:\/\/veloxinsurance.com\/auto\/\">car insurance in Georgia<\/a>, understanding your personal factors will go a long way to helping you find the best coverage at an affordable price. That\u2019s because you can directly impact some of those items, while others are unchangeable, such as your age and gender.<\/p>\n<p>At Velox Insurance, our agents will welcome you in with Georgia friendliness and work hard to find you the cheapest car insurance possible, while still providing the service you expect.<\/p>\n<h3 style=\"text-align: left\">The Impact of Driving History on Auto Insurance Rates<\/h3>\n<p>Besides age, your driving history is one of the biggest influences on the rate you are given. When it comes to <a href=\"https:\/\/veloxinsurance.com\/auto\/types-of-car-insurance-discounts-in-georgia\/\">types of car insurance discounts<\/a>, some carriers reward a safe driving record with up to 25% off the total premium price. So, that\u2019s certainly something to work towards as a driver. However, your initial rate will be based largely on your driving history as it stands. Those with a clean driving record will receive the best rates.<\/p>\n<p>Let\u2019s talk about drivers with no driving record: Teens who are getting their first license. One reason insurance for teen drivers is so expensive is due to that lack of driving history. Also, as a collective group, statistics show that teens, especially male teens, tend to file a lot of claims. Parents everywhere are stressed out over how much their <a href=\"https:\/\/veloxinsurance.com\/blog\/new-young-drivers-and-car-insurance\/\">new driver\u2019s insurance will cost<\/a>. There are ways to minimize the impact, including bundling, putting your teen on your policy and taking advantage of discounts, but keep in mind that if your young driver keeps his or her record clean, their rates will begin to drop as they get older.<\/p>\n    <\/div>\r\n    \n\n<div class=\"o-component s-cms-content\">\r\n            <picture>\r\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2428576099-1.png 1x, https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2428576099-1.png 2x\">\r\n            <img decoding=\"async\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2428576099-1.png\" alt=\"little girl, smile on her face, stuck her head out, car windows,\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2428576099-1.png 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\r\n        <\/picture>\r\n    <\/div>\n\n            <div class=\"o-component s-cms-content\">\r\n        <h3>How Your Vehicle Model Influences In Vehicle Insurance Costs<\/h3>\n<p>Insurers must take into consideration several factors about your vehicle when it comes to setting a policy price. Some of those include:<\/p>\n<ul>\n<li>Will it be more expensive to repair or replace?<\/li>\n<li>Is it more likely to be stolen?<\/li>\n<li>Does it lend itself to risky driving behaviors?<\/li>\n<\/ul>\n<p>Some more expensive luxury or foreign-made cars may cost more to repair, since parts will likely be more expensive and there may be a need for a specialty repair shop. Likewise, some cars are perpetually on the \u201cmost stolen\u201d top ten, such as pickup trucks. Others, like the Kia brand, have been there in recent years due to becoming easy targets for thieves in model years 2011-2021. And those really cool sporty muscle cars? Insurers tend to view those as a recipe for speeding and possible other risky driving behaviors. So, what models does an insurance company like?<\/p>\n<h4>Here\u2019s a list of Vehicle Types Insurance Companies Prefer<\/h4>\n<ul>\n<li><strong>Reliable car<\/strong>: Cars that have shown an ability to stay on the roads for thousands of miles with proper maintenance. Insurers also believe drivers who choose reliable, safe vehicles tend to be safer drivers.<\/li>\n<li><strong>Safe cars<\/strong>: You can get a better price if your automobile is equipped with safety features. Newer ones include things like lane assist, blind spot detection and backup cameras. But even older features like airbags, electronic stability control and seatbelts are necessary for the lowest rates.<\/li>\n<li><strong>Inexpensive cars<\/strong>: It makes sense, right? The less your insurer has to pay out to fix or replace your vehicle under a covered claim, the better they like it.<\/li>\n<\/ul>\n<p>So, choosing that reliable Honda or Toyota over that Ford Mustang or Lamborghini may pay off with lower car insurance rates.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Security, Savings, and Sanity: The Three S\u2019s of Cheap Auto Insurance for Budget Drivers<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>Finding a cheap car insurance quote is not hard, but sometimes it can seem confusing and stressful. Plus, you want to make sure your affordable car insurance is with a reliable company that has a high customer satisfaction score. At <a href=\"https:\/\/veloxinsurance.com\/blog\/quote-compare-buy-auto-insurance-online\/\">Velox, we do the heavy lifting for you by quoting, comparing and helping you buy online<\/a>. We listen to what you want, offer advice if you ask for it and keep in mind your budget. Then we research quotes with plenty of top-rated carriers, so you can chose from several good options.<\/p>\n<h3>Security: Tips on Saving Money Without Sacrificing Insurance Coverage<\/h3>\n<p>The main reason a good car coverage policy is so important is to protect your financial security. You may have scrimped and saved for a long time, put money into a savings account, bought a home and planned for your future, but it can all be jeopardized if you don\u2019t take steps to protect yourself.<\/p>\n<p>How does this work? Let\u2019s say you are driving on one of those famous rainy nights in Georgia and suddenly your vehicle begins to hydroplane. You could be an at-fault driver even if you are the most cautious person in the world. If the damages you cause in medical bills, property damage \u2013 even funeral costs \u2013 are more than your policy, you will be subject to having your assets seized to pay the bills. If you do not have insurance at all, you almost certainly will face being sued and your assets are fair game.<\/p>\n<p>Your financial security depends on you having the right protection just in case.<\/p>\n    <\/div>\r\n    \n\n<div class=\"o-component s-cms-content\">\r\n            <picture>\r\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2138831615-1.png 1x, https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2138831615-1.png 2x\">\r\n            <img decoding=\"async\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2138831615-1.png\" alt=\"Smiling African American mother teaching daughter to wear seat belt while sitting in car.\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2138831615-1.png 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\r\n        <\/picture>\r\n    <\/div>\n\n            <div class=\"o-component s-cms-content\">\r\n        <h3 style=\"text-align: left\">Savings: How to Find the Most Affordable Car Insurance for Your Budget<\/h3>\n<p>Tried and true methods for finding affordable auto coverage include making use of discounts, shopping and comparing companies and adjusting your policy limits and deductibles. Let\u2019s break that down in this <a href=\"https:\/\/veloxinsurance.com\/blog\/lower-auto-insurance-premiums\/\">guide for lower car insurance premiums in Georgia.<\/a><\/p>\n<ol>\n<li><strong>Discounts<\/strong>: All insurers offer discounts to help take the sting out of your premium. Some are worth more than others, but any you can apply for will help you get your cost down. Some of the most popular include bundling policies, getting good grades as a student and being a safe driver.<\/li>\n<li><strong>Shop and compare<\/strong>: As we\u2019ve discussed, shopping and comparing costs can help lower that monthly payment. Switching companies can also net you a lower bill.<\/li>\n<li><strong>Policy limits<\/strong>: As long as you have enough liability to cover your state\u2019s required amount, you can increase and decrease your policy limits as you wish. Keep in mind that Georgia\u2019s required bodily injury\/death for one person and property damage are both set at $25,000. If you cause a bad accident where someone is seriously hurt and damages are high, you may end up paying out of pocket is the costs are higher than your policy limit.<\/li>\n<li><strong>Deductibles<\/strong>: Some policies require a deductible, including collision and comprehensive. The higher your deductible, the lower your payment. This is because your deductible is the amount you will pay in the event of an approved claim. For example, if your claim is for $5,000 and your deductible is $1,000, your insurance company will kick in $4,000.<\/li>\n<\/ol>\n<h3 style=\"text-align: left\">Sanity: How Choosing the Right Car Insurance Can Help You Keep Your Cool<\/h3>\n<p>The goal with purchasing car insurance is to comply with state laws, as well as financially protect yourself in the event something happens. At Velox, our mission is to make sure you have peace of mind and you and your family are protected when you get behind the wheel. Understanding how to choose the right protection so you feel confident boils down to:<\/p>\n<ul>\n<li><strong>Staying informed<\/strong>: Keep an eye on the state of the insurance industry, particularly in your state. Know what laws are In place, so you remain legal when driving. Information like this can help you choose the best package.<\/li>\n<li><strong>Balance your needs and budget<\/strong>: Have a realistic idea of the type of car insurance you need, as well as what your budget will handle. Too much and you are overpaying. Too little and you may be left with a big bill after an accident.<\/li>\n<li><strong>Find an insurer you trust<\/strong>: Having an agent you know and trust goes a long way to helping you keep your sanity. Pick a neighborhood agent you know has your best interests at heart and you\u2019ll feel more confident when you drive.<\/li>\n<\/ul>\n    <\/div>\r\n    \n\n<div class=\"o-component s-cms-content\">\r\n            <picture>\r\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2176794061-1.png 1x, https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2176794061-1.png 2x\">\r\n            <img decoding=\"async\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2176794061-1.png\" alt=\"Happy Black Daddy Teaching Preteen Daughter To Drive.\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_2176794061-1.png 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\r\n        <\/picture>\r\n    <\/div>\n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Comparing Car Insurance Offers<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>Anytime you purchase something major, you\u2019ll compare different types to find the one with the best price and great quality you want. It\u2019s the same with insurance. You\u2019ll want to make sure you are comparing apples to apples, so your end result is fair and impartial.<\/p>\n<h3>How to Analyze Car Insurance Quotes<\/h3>\n<p>Once you\u2019ve decided on the amount and type of coverage you need, it\u2019s time to examine the results. Be sure you use the same list of individual factors with each quote. When examining your results, check these items:<\/p>\n<ul>\n<li>How do the quotes differ in price, from lowest to highest?<\/li>\n<li>What is the company\u2019s reputation like? Are their customers happy?<\/li>\n<li>Look for additional benefits and perks a company may offer.<\/li>\n<li>Read the fine print \u2013 make sure there are not any additional coverages or exclusions.<\/li>\n<\/ul>\n<p>If this sounds tedious, you may want to consider allowing your friendly Velox agent to help. They\u2019ll actually do all this research for you at no obligation and no cost, then provide you with a list of possibilities so you can choose the best option for your situation.<\/p>\n<h3>The Role of Insurance Deductibles in Car Insurance Rates<\/h3>\n<p>A deductible is the amount you agree to pay when there is a successful claim. Your basic liability coverage does not have a deductible, but add-ons such as collision and comprehensive do come with a deductible. When you choose a higher deductible, your premium price will decrease. That is because you are assuming more of the financial burden in the event of an approved claim.<\/p>\n<p><strong>How it Works<\/strong>: Let\u2019s say you\u2019ve set your deductible at $500. You have a successful claim for $2,000. Your insurer will pay $1,500 and you\u2019ll pay $500 to settle the claim. When you increase your deductible up to $1,000, your insurer will pay $1,000 and you\u2019ll pay $1,000. Make sure you can afford to come up with your deductible amount in case you need it when you settle.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Can High-Risk Drivers Get Cheap Car Insurance?<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>As a high-risk driver, you will almost certainly face increased coverage costs. You\u2019ll need to find an insurer who works with high-risk drivers and those with an SR-22 requirement. Although your costs may go up in the short term, once your SR-22 requirement is successfully completed, your rates should begin to lower.<\/p>\n<p>High risk drivers are those who have been convicted of DUI or DWI, those who have had a pattern of reckless behavior behind the wheel and those who are caught driving without insurance. All of these scenarios are avoidable, so make good choices when driving. If you <a href=\"https:\/\/veloxinsurance.com\/blog\/dui-in-atlanta\/\">are charged with a DUI, be sure and know what to do next<\/a>.<\/p>\n<p>Velox has helped many high-risk drivers get back on the road with affordable insurance. Their offices are a no-judgement zone, so stop in for some help finding affordable solutions.<\/p>\n<h3>Can Young Drivers Find Cheap Auto Coverage?<\/h3>\n<p>Young and new drivers can take certain steps to lessen the burden of high coverage costs. In Georgia, teens must use a graduated system to get their driver\u2019s license. All <a href=\"https:\/\/veloxinsurance.com\/blog\/what-ga-teen-drivers-need-to-know-about-joshuas-law\/\">Georgia teens should know about Joshua\u2019s Law<\/a>, which requires a transition from start to finish. During this time period, teens and their parents can find cheaper insurance by:<\/p>\n<ul>\n<li>Putting the new driver on the parent\u2019s policy.<\/li>\n<li>Taking advantage of discounts, such as the good student one that gives a break to kids who maintain a certain GPA.<\/li>\n<li>Choose a car that is considered safe and reliable.<\/li>\n<\/ul>\n<p>Remember, this financial pinch will not last forever. Teens will eventually grow into a lower payment, especially if they are a safe driver.<\/p>\n    <\/div>\r\n    \n\n            <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Securing the Best Auto Insurance Deal<\/h2>\r\n            <div class=\"o-component s-cms-content\">\r\n        <p>On your search for a cheap car insurance quote, remember to have a good understanding of what insurance you want and need, as well as going in with a budget in mind. Make use of available discounts, comparison shop and make wise choices based on your specific factors, such as choosing a car that insurers may offer a car insurance quote that you can afford.<\/p>\n    <\/div>\r\n    \n\n<div class=\"o-component s-cms-content\">\r\n            <picture>\r\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_1202920909-1.png 1x, https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_1202920909-1.png 2x\">\r\n            <img decoding=\"async\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_1202920909-1.png\" alt=\"Happy Couple on Road trip into the Sunset in SUV Car.\" srcset=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2024\/07\/shutterstock_1202920909-1.png 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\r\n        <\/picture>\r\n    <\/div>\n\n            <div class=\"o-component s-cms-content\">\r\n        <h3>Tips for Negotiating Lower Car Insurance Premiums<\/h3>\n<p>Buying affordable car insurance is not like buying a car \u2013 you won\u2019t have much room for negotiating since your quoted price is based on your individual factors. You can get a lower price by negotiating with yourself to make sure you have the right factors, including:<\/p>\n<ul>\n<li>An increased deductible<\/li>\n<li>The right coverage limits<\/li>\n<li>A safe and reliable vehicle<\/li>\n<li>A good credit score<\/li>\n<li>Shop and compare<\/li>\n<li>Ask for discounts<\/li>\n<\/ul>\n<h3>The Importance of Regularly Reviewing Your Car Insurance Policy<\/h3>\n<p>Whether you choose to go month-to-month or every six months on your payment plan, when it\u2019s time to renew take some time to review your policy. In many cases, things may have changed in your life that can lead to a decreased cost. For example, did you begin working from home? Less mileage may mean a discount. Has your credit score gone up? This is another way to lower your rate.<\/p>\n<p>Besides that, you may no longer need all the coverage you are paying for or you may need more. It\u2019s a good idea to review all of your insurance policies anytime you renew.<\/p>\n    <\/div>\r\n    \n\n\r\n<div class=\"c-section\" id=\"get-callout-block_4b9e0f68dc2ebc2b9eead99d500de982\">\r\n        <div class=\"c-get-callout\">\r\n                            <h2 class=\"c-section__title c-section__title--blue\">3 Ways to Get a Car Insurance Quote from Velox Insurance<\/h2>\r\n                                        <div class=\"o-component s-cms-content s-cms-content--center\">\r\n                    <p>You are on the hunt for the cheapest car insurance in Georgia and we are here to help. You want to make sure your insurer will not only be affordable, but will have your back when needed. There\u2019s a lot you can do to lessen the cost of your policy, and there are some friendly, helpful agents at your neighborhood Velox office who would love to help. Visit us <a href=\"#modal-turbo\">online for a fast and free quote<\/a>, give us a call at <a href=\"tel:855-468-3569\">855-468-3569<\/a> or simply stop by one of our convenient <a href=\"https:\/\/locations.veloxinsurance.com\/\">locations<\/a>.<\/p>\n                    \r\n                <\/div>\r\n                                                            <ul class=\"o-component o-list-bare c-get-callout__list\">\r\n                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <button class=\"c-get-callout__link js-quote-modal-button\" aria-expanded=\"false\" aria-controls=\"modalQuote\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625427.svg\" alt=\"Computer screen.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                        <div class=\"c-get-callout__text\">Quote online<\/div>\r\n                                    <\/button>\r\n                            <\/li>\r\n                                                                                                                                                        <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"tel:1-855-468-3569\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Group-625577.svg\" alt=\"Hand holding a phone.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Over the phone<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                    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class=\"c-section__content\">\r\n            <div class=\"c-faqs-wrapper\">\r\n                <div class=\"c-faqs-categories\">\r\n                    <div class=\"c-faqs-categories__wrapper\"  role=\"navigation\">\r\n                        <h2 class=\"c-faqs-categories__title\" id=\"faqsCategoriesTitle\">Topic Categories<\/h2>\r\n                        <ul class=\"o-list-bare c-faqs-categories__list\">\r\n                                                        <li class=\"o-list-bare__item c-faqs-categories__item\">\r\n                                    <a class=\"c-faqs-categories__link c-faqs-categories__link--current\" href=\".\/\" aria-current=\"page\">Auto Insurance<\/a>\r\n                                <\/li>\r\n                                <li class=\"o-list-bare__item c-faqs-categories__item\">\r\n                                    <a class=\"c-faqs-categories__link\" href=\".\/\">Renters Insurance<\/a>\r\n                                <\/li>\r\n                                <li class=\"o-list-bare__item c-faqs-categories__item\">\r\n                                    <a class=\"c-faqs-categories__link\" href=\".\/\">Homeowners Insurance<\/a>\r\n                                <\/li>\r\n                                <li class=\"o-list-bare__item c-faqs-categories__item\">\r\n                                    <a class=\"c-faqs-categories__link\" href=\".\/\">Health Insurance<\/a>\r\n                                <\/li>\r\n                                <li class=\"o-list-bare__item c-faqs-categories__item\">\r\n                                    <a class=\"c-faqs-categories__link\" href=\".\/\">General<\/a>\r\n                                <\/li>\r\n                                <li class=\"o-list-bare__item c-faqs-categories__item\">\r\n                                    <a class=\"c-faqs-categories__link\" href=\".\/\">Coverage and Payments<\/a>\r\n                                <\/li>\r\n                                                    <\/ul>\r\n                    <\/div>\r\n                <\/div>\r\n                <div class=\"c-faqs\" id=\"faq-list-block_39a66a41d326ee178ac887ca16451626\">\r\n                    <h1 class=\"c-faqs__title c-section__title c-section__title--left c-section__title--blue c-section__title--with-img\">\r\n                                                    <img decoding=\"async\" class=\"c-section__title-img\" loading=\"lazy\" alt=\"Icon of a car.\" src=\"https:\/\/veloxinsurance.com\/wp-content\/uploads\/2023\/08\/Icon-Car.svg\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\">\r\n                                                Frequently Asked Questions about Cheap Car Insurance \r\n                    <\/h1>\r\n                    <div class=\"c-faqs__questions\">\r\n                                                                                                                <div class=\"c-faqs-index\">\r\n                                    <h3 class=\"c-faqs-index__title\"><\/h3>\r\n                                                                            <ul class=\"o-list-bare c-faqs-index__list\">\r\n                                            \r\n                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\r\n                                                    <a class=\"c-faqs-index__link\" href=\"#question1\">What is the Cheapest Type of Car Insurance?<\/a>\r\n                                                <\/li>\r\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\r\n                                                    <a class=\"c-faqs-index__link\" href=\"#question2\">What\u2019s the Best Way to Find the Cheapest Car Insurance?<\/a>\r\n                                                <\/li>\r\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\r\n                                                    <a class=\"c-faqs-index__link\" href=\"#question3\">Can Altering My Coverage Limits Significantly Lower My Insurance Rates?<\/a>\r\n                                                <\/li>\r\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\r\n                                                    <a class=\"c-faqs-index__link\" href=\"#question4\">Can My Credit Score Affect My Car Insurance Rates?<\/a>\r\n                                                <\/li>\r\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\r\n                                                    <a class=\"c-faqs-index__link\" href=\"#question5\">Is it Cheaper to Pay Car Insurance Monthly or Annually?<\/a>\r\n                                                <\/li>\r\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\r\n                                                    <a class=\"c-faqs-index__link\" href=\"#question6\">Can bundling insurance policies help me save on car insurance?<\/a>\r\n                                                <\/li>\r\n                                                                                                                                    <\/ul>\r\n                                                                    <\/div>\r\n                                                        <div class=\"c-faqs-answers\">\r\n                                                                                                    <div class=\"c-faqs-answers__sub-category\">\r\n                                        <h4 class=\"c-faqs-answers__title\"><\/h4>\r\n                                        \r\n                                            \r\n                                                                                    <div class=\"c-faqs-answers__answer\">\r\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question1\">What is the Cheapest Type of Car Insurance?<\/h3>\r\n                                                <div class=\"c-faqs-answers__text\">\r\n                                                    <div class=\"s-cms-content\">\r\n                                                        <p>The cheapest type of car coverage is basic liability. Georgia requires a minimum amount of:<\/p>\n<ul>\n<li>$25,000 bodily injury\/death liability for one person<\/li>\n<li>$50,000 bodily injury\/death for two or more people<\/li>\n<li>$25,000 property damage liability<\/li>\n<\/ul>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\r\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question2\">What\u2019s the Best Way to Find the Cheapest Car Insurance?<\/h3>\r\n                                                <div class=\"c-faqs-answers__text\">\r\n                                                    <div class=\"s-cms-content\">\r\n                                                        <p>Shop and compare to find the cheapest car insurance. Make a list of what type of coverages you need and research different companies. Or let a friendly Velox agent do it for you.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\r\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question3\">Can Altering My Coverage Limits Significantly Lower My Insurance Rates?<\/h3>\r\n                                                <div class=\"c-faqs-answers__text\">\r\n                                                    <div class=\"s-cms-content\">\r\n                                                        <p>You can lower your rates by lowering your coverage limits. You cannot lower them below the state-required minimum amount and lowering your limits puts you at greater financial risk in the event of an accident. But you can purchase the lowest required amount to get the lowest possible price, given other individual factors.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\r\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question4\">Can My Credit Score Affect My Car Insurance Rates?<\/h3>\r\n                                                <div class=\"c-faqs-answers__text\">\r\n                                                    <div class=\"s-cms-content\">\r\n                                                        <p>Yes, in Georgia your credit score can be used by insurers to determine your rate. A higher credit score translates to a lower rate. Velox can help you find an <a href=\"https:\/\/veloxinsurance.com\/blog\/car-insurance-for-bad-credit\/\">affordable policy even with bad credit<\/a>.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\r\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question5\">Is it Cheaper to Pay Car Insurance Monthly or Annually?<\/h3>\r\n                                                <div class=\"c-faqs-answers__text\">\r\n                                                    <div class=\"s-cms-content\">\r\n                                                        <p>Some insurers will give you a discounted rate if you pay upfront. This is because it lessens their administrative costs, as well as ensuring you will stick around and be a customer at least through your term.<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\r\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question6\">Can bundling insurance policies help me save on car insurance?<\/h3>\r\n                                                <div class=\"c-faqs-answers__text\">\r\n                                                    <div class=\"s-cms-content\">\r\n                                                        <p>Absolutely. Almost every insurer will give you a nice break if you bundle two or more policies. For example, if you add home insurance or renters insurance to your car insurance, you may get up to 20% off.<\/p>\n<p>&nbsp;<\/p>\n                                                    <\/div>\r\n                                                <\/div>\r\n                                            <\/div>\r\n                                                                                                                            \r\n                                    <\/div>\r\n                                                            <\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n\n\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1212"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/comments?post=1212"}],"version-history":[{"count":42,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1212\/revisions"}],"predecessor-version":[{"id":5352,"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/pages\/1212\/revisions\/5352"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/wp-json\/wp\/v2\/media?parent=1212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}