Most car owners look at cars as one of their biggest investments. To protect this investment, they buy only the best car insurance policy available. For new car owners, you should know that there is more to an auto insurance policy than just fulfilling your state?s requirements. Knowing the ins and outs of your policy will help you avoid unnecessary inconveniences and expenses in the future.
It may seem like it’s easy, but auto insurance policies can be a bit complicated?especially for first-timers. To help you out, here are some of the things that you should know before purchasing an auto insurance policy.
Your signature is more than your name. Before signing anything, make sure you understand everything. Read and understand thoroughly what you are getting into. Know the specifics. Feel free to ask your agent if you don?t understand something.
Empty space is a no-no. Hold back if you see an empty space. Ask the agent if any information is needed for the empty space. If none, ask him to draw a line.
You have the right to sue the insurance company. If such condition is not stated, don’t sign the contract. Otherwise, you will lose your right to settle disagreement in court.
Ensure that all coverage discussed with you are in the list. Be sure that your agent put into writing all the coverage that you wanted to have. You can do this by reviewing your policies list of coverage, limitations and deductibles.
Stick with coverage that you need. Don?t purchase something that is worth more than your car value. If you own a $1000 car, you don’t need an insurance policy that has a value of $2000 or more.
When you buy auto insurance in Georgia the expenses can take up a huge chunk of your budget. But, here at Velox, we offer many discounts and coverage options to help you ensure your car at a more affordable price.
Another shady area: aftermarket parts may be used for any needed car repairs.? You purchase the best car insurance because you want the best for your car. ?Aftermarket parts? definitely don’t make the cut.
Popularity isn’t everything. A car insurance policy may be popular in your state because of a number of reasons. Don?t just make your choice because your favorite TV personality endorses it. Check your state’s insurance department website via phone or online.
To help you make a sound decision, the Department of Insurance shows details about a company’s consumer complaint ratios. Another reliable satisfaction rating reference is the J.D. Power and Associates consumer satisfaction survey.
Talk with auto body repair shops and car dealership employees. These are credible people who know the ins and outs of car insurance policies. They may even share with you experiences when dealing with insurance companies. ?
Looking for the best insurance company is the first step into getting the best insurance policy. At Velox Insurance, our mission is to ensure that we protect are clients and offer them policies that they can afford and we have many carriers to offer you. Learn more about our products and services by calling our agency at (770) 293-0623. You can also request for a free quote by CLICKING HERE.