FAQs

Do I need car insurance in Douglasville, Georgia?

Yes, all drivers in Douglasville must provide proof of insurance when operating any vehicle.

How much should I be paying for car insurance?

The average car insurance cost in Georgia is $1,388 per year, which is lower than the national average cost. This depends on several factors.

What type of car insurance should I buy?

• Collision Coverage: This type of insurance covers damage to your vehicle in the event of a covered accident involving a collision with another vehicle.
• Comprehensive Coverage: This type of auto insurance covers damage to your car from causes other than a collision. For instance, it covers damage to your car caused by disasters other than collisions.
• Liability Coverage: This type of car insurance provides financial protection for drivers who harm someone else or their property while operating a vehicle.
• Medical Payments Coverage: This type of coverage is an optional auto insurance coverage that helps pay you or your passenger’s medical expenses resulting from a car accident.
• Uninsured/Underinsured Motorists Coverage: Uninsured motorist coverage helps you pay for medical bills or car damages caused by a driver who doesn’t have car insurance. While underinsured motorist coverage is a protection that helps pay for your expenses if you’re hit by an underinsured driver.

Why is my car insurance so high?

There’s a long list of potential reasons. Your driving history, your car, your zip code, even your credit score. These factors and more could explain why your auto insurance is expensive.