‘Tis the season to be protected with renters insurance in Georgia. The holidays are coming, which means your to-do list just got about three miles longer than usual. There are gifts to buy, cards to send, and parties to attend. Making sure you won’t be left high and dry if something happens and everything you …

Continue reading “Why Tenants in Georgia Need Rental Insurance This Holiday Season”

If you’re moving into a new apartment or rental home in Georgia, you’re probably already aware of the dangers of hailstorms, tornadoes, and other common types of inclement weather in these states. Fortunately, there’s renters insurance to protect you and your property from these damaging storms.  But does renters insurance protect against all kinds of …

Continue reading “Does Renters Insurance Cover Sinkhole and Flood Damage in Georgia?”

In most situations, we recommend replacement cost renters insurance coverage for Peach State residents who rent their living spaces. But both forms of claims payment—replacement and actual cost—have advantages and possible drawbacks.  Let’s start with an explanation of both options and explore the reasons why one or the other might be the better choice for …

Continue reading “Do I Need Replacement Cost or Actual Cost Renters Insurance in Georgia?”

There are lots of reasons, but let’s start with the simplest: you have stuff you need. Maybe there aren’t a lot of personal possessions in your apartment, condo, or other space you don’t own, but renters insurance lets you quickly replace what you do own when it’s lost.  Think about it. If a fire, flood, …

Continue reading “I Don’t Own Much, So Why Do I Need Renters Insurance in Georgia?”

If you live in the Peach State and rent your home, Georgia renters insurance is a valuable tool that can give you peace of mind and potentially save you financially in the event of an emergency. Let’s look at 6 questions about Georgia renters insurance myths and the truth behind them. 1. Do You Need …

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If you live in a rental home in Georgia, you’re probably asking yourself: “Do I need Georgia renters insurance?” Unfortunately, there is no direct answer; while renters insurance isn’t legally required in Georgia, landlords can require tenants to carry renters insurance. In fact, more and more landlords are requiring their tenants to carry renters insurance. …

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If you are looking for a renters insurance policy, you may find more questions than you find answers. Here are some common questions about renters insurance answered in one place. 1.      Does Renters Insurance Cover My Apartment? Contrary to popular belief, renters insurance doesn’t actually cover your physical apartment. Damage to your unit and apartment …

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Many people rent their homes or apartments instead of owning them. According to a report by Bloomberg, almost 100 million Americans rent their homes. Younger adults are especially likely to rent. While most homeowners have homeowners’ insurance to protect their homes and personal belongings, many renters do not have renters’ insurance. This type of insurance …

Continue reading “What does renters’ insurance cover?”

If you’re getting ready to move into a new apartment, it’s highly recommended that you obtain some affordable renters insurance if you can get a good quote. While the building that you live in is already insured with the landlord, your belongings aren’t covered, which is why renters insurance can be very beneficial. Like many …

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