If you damage your apartment in Georgia, your landlord will generally hold you responsible for the cost of any needed repairs. The specific steps you should take depends on the extent of the damage and the terms of your lease agreement.  Renters insurance can provide liability protection against certain types of issues, including coverage for …

Continue reading “What To Do If You Damage Your Apartment: A Guide for Georgian Renters”

You just somehow know you need home insurance if you own a home in Georgia, but what about renters insurance for a condo, apartment, rental home, or other space that’s not really yours? Isn’t it the responsibility of your landlord to financially protect the place? Why should you pay for it?  Sure, the property owner …

Continue reading “Who Can’t Afford to Go Without Renters Insurance in Georgia? ”

‘Tis the season to be protected with renters insurance in Georgia. The holidays are coming, which means your to-do list just got about three miles longer than usual. There are gifts to buy, cards to send, and parties to attend. Making sure you won’t be left high and dry if something happens and everything you …

Continue reading “Why Tenants in Georgia Need Rental Insurance This Holiday Season”

If you’re moving into a new apartment or rental home in Georgia, you’re probably already aware of the dangers of hailstorms, tornadoes, and other common types of inclement weather in these states. Fortunately, there’s renters insurance to protect you and your property from these damaging storms.  But does renters insurance protect against all kinds of …

Continue reading “Does Renters Insurance Cover Sinkhole and Flood Damage in Georgia?”

In most situations, we recommend replacement cost renters insurance coverage for Peach State residents who rent their living spaces. But both forms of claims payment—replacement and actual cost—have advantages and possible drawbacks.  Let’s start with an explanation of both options and explore the reasons why one or the other might be the better choice for …

Continue reading “Do I Need Replacement Cost or Actual Cost Renters Insurance in Georgia?”

There are lots of reasons, but let’s start with the simplest: you have stuff you need. Maybe there aren’t a lot of personal possessions in your apartment, condo, or other space you don’t own, but renters insurance lets you quickly replace what you do own when it’s lost.  Think about it. If a fire, flood, …

Continue reading “I Don’t Own Much, So Why Do I Need Renters Insurance in Georgia?”

If you live in the Peach State and rent your home, Georgia renters insurance is a valuable tool that can give you peace of mind and potentially save you financially in the event of an emergency. Let’s look at 6 questions about Georgia renters insurance myths and the truth behind them. 1. Do You Need …

Continue reading “Renters Insurance in Georgia: 6 Questions and the Truthful Answers”

If you live in a rental home in Georgia, you’re probably asking yourself: “Do I need Georgia renters insurance?” Unfortunately, there is no direct answer; while renters insurance isn’t legally required in Georgia, landlords can require tenants to carry renters insurance. In fact, more and more landlords are requiring their tenants to carry renters insurance. …

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