crazy man makes a hole in the wall

What To Do If You Damage Your Apartment: A Guide for Georgian Renters

If you damage your apartment in Georgia, your landlord will generally hold you responsible for the cost of any needed repairs. The specific steps you should take depends on the extent of the damage and the terms of your lease agreement.  Renters insurance can provide liability protection against certain types of issues, including coverage for …

flood damage inside home

Does Renters Insurance Cover Sinkhole and Flood Damage in Georgia?

If you’re moving into a new apartment or rental home in Georgia, you’re probably already aware of the dangers of hailstorms, tornadoes, and other common types of inclement weather in these states. Fortunately, there’s renters insurance to protect you and your property from these damaging storms.  But does renters insurance protect against all kinds of …

young couple moving furniture into apartment

Do I Need Replacement Cost or Actual Cost Renters Insurance in Georgia?

In most situations, we recommend replacement cost renters insurance coverage for Peach State residents who rent their living spaces. But both forms of claims payment—replacement and actual cost—have advantages and possible drawbacks.  Let’s start with an explanation of both options and explore the reasons why one or the other might be the better choice for …

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