In the past years, a growing number of residents in Texas are now concerned about the mold in their businesses and homes. Here, we will give you general information regarding mold and how the insurers respond to mold problems. This information applies to homeowners, businesspeople, renters, and owners of condominiums.
Childproofing can be a difficult task. It is an ongoing process of making sure that your children are safe at home or while visiting another home. An excellent approach to childproofing your home is to put yourself in your child’s shoes. Look around and ask yourself questions like What happens if I crawl in there? …
October is here! And it’s time for scare pranks, spooky costumes, and haunted houses. It’s that time of the year where we anticipate the spookiest holiday. Younger ones get busy thinking what to wear to costume parties. Kids get excited for trick-or-treating. Meanwhile, homeowners busy themselves with Halloween decorations.
What better way to spend a sunny weekend with family and friends than to take a dip in the swimming pool? And there are few better ways to relax after a long week?s work than taking a swim in your pool. But do you know that owning a pool comes with responsibility? If someone gets …
Continue reading “Are Swimming Pools Included In My Home Insurance?”
Where there?s rain, there?s a possibility of a flood. While flood insurance is required for those living in flood-prone areas, others should consider getting it too. Flash flooding due to intense storms can cause significant damages to your property. In fact, it can easily be destroyed to the point that you will need to rebuild …
1. Raise Your Deductible The insurance coverage for the contents of your home?will have a deductible, which is an amount you will need to pay before the insurance company is on the hook.? Higher deductibles means less claims so insurers will charge you less.? Since you often?wouldn?t file a small claim anyway?it?s best to keep …
Continue reading “30 Ways to Save Money on Georgia Home Insurance”
Your home is probably your most important investment. And how do you ensure it is well taken care of? Homeowners insurance, of course! While you may sleep soundly knowing that your house 100% covered, do you know that there are loopholes in every homeowners insurance coverage? We never like it when something isn’t covered by …
Continue reading “6 Things that AREN’T Covered by your Homeowners Insurance”
There’s little doubt?that when it comes to investments, most people consider their home to be their biggest. You spend?thousands of dollars a year not only on maintaining the property itself but also on mortgage payments, taxes, insurance ?and even the furniture that you have to put in. Having the right?homeowners insurance?is obviously extremely important in …
Continue reading “Avoiding the 4 Most Common Homeowner Insurance Claims”
There are a lot of options when it comes to buying insurance. You can visit insurance websites to get quotes online, use a smartphone app, call an 800 number, or contact a local insurance?agent.?There is no better way to buy insurance than from an independent agent. Of course we’re biased, but there are too many …
Continue reading “Why Buy Insurance From an Independent Agent?”
A key difference between owning a condo or a home is what you’re responsible for insuring. When you purchase a home you’re responsible for the inside and outside of the building structure along with the land surrounding it. With condos’ you’re typically only responsible for the inside of your living space.
