It is extremely important to have builders risk insurance for any construction project, but it is complicated and often confusing. This type of insurance does not have any standardized policy forms and coverage can vary widely between insurers and projects. This article will discuss builders risk coverage and important things to consider before deciding on …
General Liability Insurance: This is an insurance policy for businesses who need to protect their assets against various legal claims. This type of policy is often bundled with property insurance in a business owner’s policy, or BOP. However, self-employed independent contractors will often obtain this policy separately from property insurance. This coverage will protect the …
Commercial Auto Insurance / Commercial Fleet Insurance If you are running a small to medium-sized business with two or more vehicles dedicated solely to business purposes, consider commercial fleet insurance. Fleet insurance is ideal for any business searching for coverage on any kind of motorized equipment: vans, cars, trucks, tractors, tractor-trailers, buses, SUV’s, etc. Many …
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If you are a business owner and your operations include driving vans to deliver products, getting a commercial vehicle insurance is a must. Business vehicles are known to be ?targets? for people looking to make easy cash. In the US commercial vehicles are more likely to get involved in accidents because people assume that businesses …
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We’ve heard lots of renter horror stories. Someone may break-in your apartment and steal valuables or a collapsed ceiling in a rented townhouse may ruin the furniture. Broken water pipes may flood the whole apartment and leave the renter without a place to live. These incidents make renters insurance a necessity wherever you live.
At some point, your business may need a commercial vehicle. For business startups, the right vehicle isn?t just a means of getting around. But it should be a tool used to improve operations. Are you going to use it for deliveries? As a mobile office? Or as part of advertising? Find out where your commercial …
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Fuel can take up to about 30% of the total operational costs of a commercial vehicle. Thus, improving fuel efficiency should be prioritized by fleet managers to save money. There are new technologies nowadays that enhance fuel consumption. However, to fully reap its benefits, your drivers should also be taught to reduce fuel usage. Your …
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Owning and managing a business is one of the most difficult things you can do in life. And owning a fleet of vehicles certainly doesn?t help. Vehicles constantly need maintenance and repairs and the welfare of your drivers may also be of concern. All of these can take a toll on your finances and may …
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Business owners face a lot of financial risks every day. These risks vary from liability concerns to workers compensation problems. If you have commercial vehicles your risks are very high every time an employee takes a vehicle out on the road but commercial auto insurance will protect you and your business in case of road …
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There are a lot of options when it comes to buying insurance. You can visit insurance websites to get quotes online, use a smartphone app, call an 800 number, or contact a local insurance?agent.?There is no better way to buy insurance than from an independent agent. Of course we’re biased, but there are too many …
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