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Common Losses Covered by Liability Insurance

When putting together your business’s liability insurance portfolio, you will need both foundational coverage and expanded benefits that are customized to your particular operation. To get their benefits started, most business owners purchase commercial general liability (CGL) insurance, which is foundational coverage, and which can be augmented by additional, separate liability policies. Let’s take a …

Commercial vehicle on the street

What Does Commercial Auto Mean?

When looking to start a business that includes travel or transportation, you may often hear the term “commercial auto” or “commercial vehicle.” Both refer to vehicles specifically used for work purposes. These are generally not personal vehicles, but trucks and such that are used for specific work. Types of Commercial Vehicles There are many different …

Woman wondering about personal or commercial auto insurance

What is the Difference Between Personal Auto Insurance and Commercial Auto Insurance?

No matter what vehicle you drive, auto insurance is required in order to operate legally on the road. But there are many different policies to choose from, and not all of them are right for you. Personal auto insurance is the most common type of auto insurance that every driver operating a personal vehicle carries. …

Professional Business woman in need of Business Owner Insruance

Who Needs Professional Liability Insurance?

Professionals have advanced skills and knowledge that are lacking in non-professionals. However, their years of training do not guarantee that human errors will not happen. They are legally responsible for any harm that comes to their clients. It is recommended that all types of professionals consider getting professional liability coverage. Mental Health Professionals Mental health …

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