Are you a business considering buying commercial auto insurance cover? Maybe you want to know first what does commercial auto insurance covers. Either way, you are in the right place, as this post will explain what commercial auto insurance is and what it covers. Whether you wish coverage for your business cars, vans, and trucks, …
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Are you an entrepreneur or a business owner wondering why personal auto insurance is different from the commercial auto insurance? Well, you are not the only one because most individuals and companies usually confuse the two more often than you think. Typically, it is very tough for businesses to draw a line between the classification …
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Independent contractors often run substantially smaller operations than large or specialty contracting firms. As a result, the principal operator might feel that they need substantially lower commercial insurance benefits. On one hand, this is true, because smaller businesses often need lower amounts of insurance coverage. However, they still need as diverse a set of benefits …
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Having an appropriate insurance policy can make a huge difference when it is about protecting your assets. It is especially true when you use your vehicle for business purposes. Whether you have a small business or an established company, commercial auto insurance is necessary to reduce the risk of the potential loss. The policy caters …
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There is no denying that a road can be a dangerous place. It is especially true if driving is an integral part of the business you run- you’re susceptible to risk associated with a car crash and road accidents. If you don’t take risk factors into account, your business may experience a significant financial loss. …
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Food truck drivers use commercially insured vehicles and so do dump and semi-truck drivers. As the vehicles are commercial, they require commercial auto insurance. However, if you need to use your personal vehicle for work, you DO need a commercial insurance policy. There is no vehicle coverage for a car in private auto insurance, even …
When putting together your business’s liability insurance portfolio, you will need both foundational coverage and expanded benefits that are customized to your particular operation. To get their benefits started, most business owners purchase commercial general liability (CGL) insurance, which is foundational coverage, and which can be augmented by additional, separate liability policies. Let’s take a …
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If you drive for business, either your own or the one where you are employed, then you are the business’s representative behind the wheel. As a result, any accidents or other driving hazards that occur might not only reflect on you, but also the business. That is why most businesses and sole proprietors must carry …
Continue reading “What Types of Cars Need Commercial Auto Insurance?”
