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Commercial Van on the street

Consider Additional Commercial Auto Insurance Coverage

Commercial auto insurance is a useful policy designed to protect the vehicles owned or used by your business for work purposes. However, a basic commercial auto insurance policy will not cover everything. Your typical full coverage commercial auto insurance policy may include: Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle caused by …

Comercial and personal use cars on a highway

What Is the Difference between Commercial and Personal Auto Insurance

Are you an entrepreneur or a business owner wondering why personal auto insurance is different from the commercial auto insurance? Well, you are not the only one because most individuals and companies usually confuse the two more often than you think. Typically, it is very tough for businesses to draw a line between the classification …

Independent Contractor unloading a cargo van

The Basic Insurance Needs of Independent Contractors

Independent contractors often run substantially smaller operations than large or specialty contracting firms. As a result, the principal operator might feel that they need substantially lower commercial insurance benefits. On one hand, this is true, because smaller businesses often need lower amounts of insurance coverage. However, they still need as diverse a set of benefits …

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Common Losses Covered by Liability Insurance

When putting together your business’s liability insurance portfolio, you will need both foundational coverage and expanded benefits that are customized to your particular operation. To get their benefits started, most business owners purchase commercial general liability (CGL) insurance, which is foundational coverage, and which can be augmented by additional, separate liability policies. Let’s take a …

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