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The Basic Insurance Needs of Independent Contractors

Independent contractors often run substantially smaller operations than large or specialty contracting firms. As a result, the principal operator might feel that they need substantially lower commercial insurance benefits. On one hand, this is true, because smaller businesses often need lower amounts of insurance coverage. However, they still need as diverse a set of benefits …

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Common Losses Covered by Liability Insurance

When putting together your business’s liability insurance portfolio, you will need both foundational coverage and expanded benefits that are customized to your particular operation. To get their benefits started, most business owners purchase commercial general liability (CGL) insurance, which is foundational coverage, and which can be augmented by additional, separate liability policies. Let’s take a …

What is Builders Risk Insurance?

It is extremely important to have builders risk insurance for any construction project, but it is complicated and often confusing. This type of insurance does not have any standardized policy forms and coverage can vary widely between insurers and projects. This article will discuss builders risk coverage and important things to consider before deciding on …

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