Velox® Insurance - Auto, home, Commercial

Independent Contractor unloading a cargo van

The Basic Insurance Needs of Independent Contractors

9 Apr,2021

Independent contractors often run substantially smaller operations than large or specialty contracting firms. As a result, the principal operator might feel that they need substantially lower commercial insurance benefits. On one hand, this is true, because smaller businesses often need lower amounts of insurance coverage. However, they still need as diverse a set of benefits …

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What Happens If You Don’t Have Commercial Auto Insurance?

24 Mar,2021

Having an appropriate insurance policy can make a huge difference when it is about protecting your assets. It is especially true when you use your vehicle for business purposes. Whether you have a small business or an established company, commercial auto insurance is necessary to reduce the risk of the potential loss. The policy caters …

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What Should I Look For When Buying Commercial Auto Insurance?

15 Mar,2021

There is no denying that a road can be a dangerous place. It is especially true if driving is an integral part of the business you run- you’re susceptible to risk associated with a car crash and road accidents. If you don’t take risk factors into account, your business may experience a significant financial loss. …

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Cargo vans need commercial auto insurance

Why Do I Need Commercial Auto Insurance?

1 Mar,2021

Food truck drivers use commercially insured vehicles and so do dump and semi-truck drivers. As the vehicles are commercial, they require commercial auto insurance. However, if you need to use your personal vehicle for work, you DO need a commercial insurance policy. There is no vehicle coverage for a car in private auto insurance, even …

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Do I Need Professional Liability?

23 Feb,2021

Professional liability insurance serves to cover certain businesses and individuals who offer a specialized or professional service. If you offer a unique service, one that often requires a license or permit, you will typically need professional liability insurance. Professionals who invest in professional liability insurance often include: Medical professionals Lawyers Accountants Financial advisers Architects Engineers …

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How Do You Qualify for a Business Owners Policy?

16 Feb,2021

When looking for insurance, you may come across a business owners policy (BOP). These policies aren’t available for everyone, however. Instead, they are geared to specific businesses. As a rule, business owners policies are geared for small businesses in low risk industries. What is Considered a Small Business? The categorization of a small business varies …

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Common Losses Covered by Liability Insurance

11 Feb,2021

When putting together your business’s liability insurance portfolio, you will need both foundational coverage and expanded benefits that are customized to your particular operation. To get their benefits started, most business owners purchase commercial general liability (CGL) insurance, which is foundational coverage, and which can be augmented by additional, separate liability policies. Let’s take a …

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What Types of Cars Need Commercial Auto Insurance?

4 Dec,2020

If you drive for business, either your own or the one where you are employed, then you are the business’s representative behind the wheel. As a result, any accidents or other driving hazards that occur might not only reflect on you, but also the business. That is why most businesses and sole proprietors must carry …

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What Does Commercial Auto Mean?

23 Oct,2020

When looking to start a business that includes travel or transportation, you may often hear the term “commercial auto” or “commercial vehicle.” Both refer to vehicles specifically used for work purposes. These are generally not personal vehicles, but trucks and such that are used for specific work. Types of Commercial Vehicles There are many different …

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Woman wondering about personal or commercial auto insurance

What is the Difference Between Personal Auto Insurance and Commercial Auto Insurance?

10 Oct,2020

No matter what vehicle you drive, auto insurance is required in order to operate legally on the road. But there are many different policies to choose from, and not all of them are right for you. Personal auto insurance is the most common type of auto insurance that every driver operating a personal vehicle carries. …

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The Basic Insurance Needs of Independent Contractors

What Happens If You Don’t Have Commercial Auto Insurance?

What Should I Look For When Buying Commercial Auto Insurance?

Why Do I Need Commercial Auto Insurance?

Do I Need Professional Liability?

How Do You Qualify for a Business Owners Policy?

Common Losses Covered by Liability Insurance

What Types of Cars Need Commercial Auto Insurance?

What Does Commercial Auto Mean?

What is the Difference Between Personal Auto Insurance and Commercial Auto Insurance?

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