{"id":993,"date":"2016-07-27T16:03:46","date_gmt":"2016-07-27T16:03:46","guid":{"rendered":"https:\/\/veloxinsurance.com\/blog\/?p=993"},"modified":"2023-10-10T17:33:36","modified_gmt":"2023-10-10T17:33:36","slug":"4-shopping-tips-for-buying-boat-insurance","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/4-shopping-tips-for-buying-boat-insurance\/","title":{"rendered":"4 Shopping Tips for Buying Boat Insurance"},"content":{"rendered":"<p>Just like your cars and homes, <a href=\"https:\/\/veloxinsurance.com\/boat-insurance\">your boat needs insurance<\/a> as well. Boat insurance covers repair costs, including weather-related damages. Most importantly, it covers medical expenses in the event of a boating accident.<\/p>\n<p>Choosing the right boat insurance coverage is essential. But how do you what?s best for you? To answer this question, here are some tips you need to remember.<\/p>\n<h2><!--more--><br \/>\n<strong>Be specific about your boat insurance needs.<\/strong><\/h2>\n<p>When talking to an agent, don?t simply tell him that you need<a href=\"https:\/\/veloxinsurance.com\/boat-insurance\"> boat insurance.<\/a> The more specific you are with your needs, the better. That way, you?ll be assured that you are completely covered. Include the following details:<\/p>\n<ul>\n<li>The type of boat you own<\/li>\n<li>How frequently you use your boat<\/li>\n<li>If you take your boat out for long sails<\/li>\n<li>How many people go boating with you<\/li>\n<li>If you want additional coverage like fuel spill coverage or hurricane haul-out assistance<\/li>\n<\/ul>\n<h2><\/h2>\n<h2>Read and understand the fine print.<\/h2>\n<p>Insurance policies can be very complex. So if there?s something that you need to clarify, don?t hesitate to ask your agent. That way, you?ll be able to determine whether you?re fully covered or not.<\/p>\n<h2>Understand the difference between Agreed Value and Actual Cash Value policies.<\/h2>\n<p>There are two basic types of policies you can choose from: agreed value and actual cash value. These two types differ mainly on the boat?s depreciation. For example, if you signed up for agreed value policy, you?ll get coverage on the stated value of your boat in the event of a total loss. That is if it?s worth $100,000, you?ll get the same amount. Actual cash value, on the other hand, costs less. But with this type of policy, you?ll be reimbursed for the market value of the boat at the time of the loss.<\/p>\n<h2>Consider bundling your policy with existing ones.<\/h2>\n<p>One of the best ways to get a discount with your insurance expenses is to bundle up policies by <a href=\"https:\/\/veloxinsurance.com\/boat-insurance\">purchasing your boat insurance <\/a>from the same carrier as your auto and\/or home insurance.<\/p>\n<p>To make sure that you?re getting<a href=\"https:\/\/veloxinsurance.com\/boat-insurance\"> the right boat insurance coverage<\/a>, it helps to get a policy from a trusted insurance company. At Velox Insurance, we strive to meet the needs of our valued customers. We?ll help you find the best coverage available for the most affordable price in one easy step. If you want to know more about us or the coverage we offer, feel <a href=\"https:\/\/veloxinsurance.com\/contact-us\/\">free to talk to one of our agents<\/a>. Call us at 1-855-Go-Velox (1-855-468-3569) or<a href=\"https:\/\/veloxinsurance.com\/locations\"> visit us at one of our offices <\/a>today. Get a quote now!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Just like your cars and homes, your boat needs insurance as well. Boat insurance covers repair costs, including weather-related damages. Most importantly, it covers medical expenses in the event of a boating accident. Choosing the right boat insurance coverage is essential. But how do you what?s best for you? To answer this question, here are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9599,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[9],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/993"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=993"}],"version-history":[{"count":1,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/993\/revisions"}],"predecessor-version":[{"id":9623,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/993\/revisions\/9623"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media\/9599"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}