{"id":927,"date":"2016-06-22T12:54:24","date_gmt":"2016-06-22T12:54:24","guid":{"rendered":"https:\/\/veloxinsurance.com\/blog\/?p=927"},"modified":"2023-10-23T20:48:16","modified_gmt":"2023-10-23T20:48:16","slug":"types-of-boat-insurance-coverage","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/types-of-boat-insurance-coverage\/","title":{"rendered":"Types of Boat Insurance Coverage"},"content":{"rendered":"

Summer is finally here and what better way to spend it than to take your boat out for a drive and feel the warmth of the air on your face? But before you do that, make sure you have boat insurance<\/a>. If you already have it, ensure that it is up-to-date and that you have the right coverage. However if you still didn?t have your boat insured, it would be wise if you know and understand the different types of coverage first.<\/p>\n

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Personal Property and Physical Damage Coverage<\/h2>\n

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These types of coverage are what we usually think of when we talk about boat insurance. The personal property covers theft of the belongings aboard your boat. While physical damage obviously covers the damages to your boat. You can also have the equipment installed and kept in your boat covered — such as oars, anchors, deck chairs, safety equipment, and lights.<\/p>\n

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Small Boat Coverage<\/h2>\n

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If you own a small boat without an engine, this may be covered by your home insurance. However, that depends on your insurer. The wisest thing to do if you have a small boat, and you don?t know whether you need a separate insurance is to ask your agent. You may need the following information handy:<\/p>\n