{"id":8278,"date":"2023-08-14T21:34:00","date_gmt":"2023-08-14T21:34:00","guid":{"rendered":"https:\/\/veloxinsurance.com\/?p=8278"},"modified":"2023-10-31T21:32:02","modified_gmt":"2023-10-31T21:32:02","slug":"bundle-auto-and-renters-in-georgia","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/bundle-auto-and-renters-in-georgia\/","title":{"rendered":"The Benefits of Bundling Auto and Renters Insurance in Georgia"},"content":{"rendered":"\n

As a Georgia resident, you stand to benefit by bundling your Georgia auto insurance<\/a> and renters insurance<\/a> policies with the same company. When you bundle, you can save money, conveniently pay your premiums, and enjoy better customer service. <\/p>\n\n\n\n

From Dalton to Valdosta, read on to learn more about the many insurance bundling advantages in the state of Georgia!<\/p>\n\n\n\n

Bundling Discounts<\/strong> <\/h2>\n\n\n\n

Many insurers will offer you a multi-policy discount when you opt for their auto and renters insurance combo. Other types of insurance may qualify as well, including ATV<\/a> or RV insurance – especially useful if you’re exploring Georgia’s many great national parks like Cumberland Island. <\/p>\n\n\n\n

These premium discounts<\/a> can often run into the double digits, making this a no-brainer if you\u2019re looking to save money on both your auto and renters policies. <\/p>\n\n\n\n

Cost savings with bundled insurance boil down to the fact that the insurer will view you as a more valued customer, and in turn will be likely to provide additional discounts to keep your business. <\/p>\n\n\n\n

Convenience<\/strong> <\/h2>\n\n\n\n

Bundling insurance policies can make life simpler. You’ll only have to deal with one insurance company, one renewal date, and one set of policy documents. This can also simplify the process if you ever need to make a claim. <\/p>\n\n\n\n

Many insurers also offer a single sign-on account that allows you to manage all of your policies from one portal, meaning you will also save time on monitoring your plans and submitting claims if needed. <\/p>\n\n\n\n

You may also have one representative assigned to each of your policies. This means if you have any questions<\/a> or run into problems, you will have one point of contact you can reach out to for both. <\/p>\n\n\n\n

One Deductible<\/strong> <\/h2>\n\n\n\n

An insurance deductible is the amount of money you, the policyholder, must pay out-of-pocket towards a claim before your insurance coverage kicks in. <\/p>\n\n\n\n

In some cases, your insurer may offer you a single deductible spread across all of your bundled policies. So, for example, if you submitted a claim for fire damage or theft that affects both your apartment and your vehicle, your insurer may only require you to pay one deductible. <\/p>\n\n\n\n

To better understand how this benefit can save money on insurance<\/a>, here is a claim example: <\/p>\n\n\n\n

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  1. A fire damages both your apartment and your car. You submit a claim promptly to your insurer. The amount of damage is $5000 in total to your property. <\/li>\n<\/ol>\n\n\n\n
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    1. Your deductible for your auto insurance is $1000, and your renter’s insurance deductible is also $1000. <\/li>\n<\/ol>\n\n\n\n
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      1. However, your insurer only requires you to pay one deductible of $1000. While normally you would need to pay both deductibles, in this instance you pay only one. This is a savings of $1000. <\/li>\n<\/ol>\n\n\n\n

        Needless to say, one deductible spread across multiple policies and claims can save you a lot of money! <\/p>\n\n\n\n

        Better Customer Service and Higher Priority<\/strong> <\/h2>\n\n\n\n

        If you are a multi-policy holder with a company, insurers will value their relationship with you more. That means you often benefit from higher-priority customer service and special access to staff who can assist you with claims or questions about your policies. Southern hospitality is the best kind, after all! <\/p>\n\n\n\n

        \"Happy <\/picture><\/figure>\n\n\n\n

        Improved Renewal Chances<\/strong> <\/h2>\n\n\n\n

        If you have to file a claim, there’s a lower chance your insurer will choose to cancel your policy because you have multiple policies with them. <\/p>\n\n\n\n

        After all, as a multi-policy holder, you are a valuable client, and insurers want to keep your business. You may also find that upon renewal you have easier access to more affordable premiums and other exclusive discounts. <\/p>\n\n\n\n

        Coverage Gaps Spotted Sooner<\/strong> <\/h2>\n\n\n\n

        When you bundle your policies, your agent can more easily spot any coverage gaps to ensure you are fully protected. <\/p>\n\n\n\n

        Some gaps a sharp agent may point out to you include: <\/p>\n\n\n\n