{"id":8117,"date":"2023-03-20T19:07:00","date_gmt":"2023-03-20T19:07:00","guid":{"rendered":"https:\/\/veloxinsurance.com\/?p=8117"},"modified":"2023-10-31T21:33:24","modified_gmt":"2023-10-31T21:33:24","slug":"car-insurance-for-your-georgia-rental-car","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/car-insurance-for-your-georgia-rental-car\/","title":{"rendered":"Do I Need Personal Auto Insurance for My Rental Car in Georgia?"},"content":{"rendered":"\n

You do not need an auto insurance policy<\/a> to rent a vehicle in Georgia. However, you should consider one of two purchases if you plan to rent a car: <\/p>\n\n\n\n

If you have your own insurance policy, consider adding additional liability coverage. <\/p>\n\n\n\n

Add additional options available for sale from the rental company itself. <\/p>\n\n\n\n

Read on to learn the ins and outs of renting a vehicle in Georgia, how insurance works, and more about instances where your personal car insurance will not cover a rental vehicle<\/a>. <\/p>\n\n\n\n

What Type of Insurance Comes With a Rental Car? <\/h2>\n\n\n\n

In Georgia, you can expect your rental car to come bundled with the minimum required amount of liability protection. <\/p>\n\n\n\n

If you want to add additional coverage to your rental car policy, you can purchase it directly from the rental car company or rely on your personal auto insurance policy. <\/p>\n\n\n\n

Make sure to ask the company for the specific amounts and types of protection your car comes with, and identify any gaps in the resulting coverage to ensure you have the right level of coverage for your situation. <\/p>\n\n\n\n

Does Georgia Have Minimum Auto Insurance Rules? <\/h2>\n\n\n\n

Yes, the state of Georgia requires drivers to carry the following minimums: <\/p>\n\n\n\n

Bodily Injury Liability: $25,000 per person\/$50,000 per accident. <\/p>\n\n\n\n

Property Damage Liability: $25,000 per accident. <\/p>\n\n\n\n

Georgia requires these types and amounts of coverage by law<\/a>. Additionally, the state assesses liability based on which driver has responsibility for the accident (the \u201cat-fault\u201d driver). <\/p>\n\n\n\n

Your rental car will come with these minimums, but you may want to consider adding additional coverage either through your rental company or via your own insurance if you have a personal auto policy. <\/p>\n\n\n\n

How Do I Choose the Right Rental Car? <\/h2>\n\n\n\n

When it comes to choosing the right car, consider the following options: <\/p>\n\n\n\n