{"id":8022,"date":"2023-01-04T21:00:17","date_gmt":"2023-01-04T21:00:17","guid":{"rendered":"https:\/\/veloxinsurance.com\/?p=8022"},"modified":"2023-10-31T21:54:44","modified_gmt":"2023-10-31T21:54:44","slug":"who-needs-renters-insurance-in-georgia","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/who-needs-renters-insurance-in-georgia\/","title":{"rendered":"Who Can\u2019t Afford to Go Without Renters Insurance in Georgia?\u202f"},"content":{"rendered":"\n
You just somehow know you need home insurance if you own a home in Georgia, but what about renters insurance<\/a> for a condo, apartment, rental home, or other space that\u2019s not really yours? Isn\u2019t it the responsibility of your landlord to financially protect the place? Why should you pay for it? <\/p>\n\n\n\n Sure, the property owner must pay for any damage to the roof, walls, floor, HVAC and electrical systems, and anything else that\u2019s a part of the structure itself. <\/p>\n\n\n\n On the other hand, how about your personal possessions<\/a>? What if water pipes broke and swamped your valuables? Or a fire broke out in an adjoining unit and the smoke or flames destroyed your electronics? Let\u2019s say you were left homeless for weeks or months until your space could be rehabbed. Or a break-in or vandalism occurred. Or\u2026 <\/p>\n\n\n\n The point is, there are many ways that your personal possessions could be lost, damaged, or destroyed, and if you, like a lot of Georgians today, work from your home, the crisis could literally put you out of business. <\/p>\n\n\n\n Beyond these, there are other reasons for having renters insurance in Georgia. Let\u2019s break it down. <\/p>\n\n\n\n Sometimes it\u2019s not even something you have to give a great deal of thought to. In Georgia, like a lot of other states, some property managers won\u2019t let you sign a lease<\/a> for an apartment without proof of renters insurance. <\/p>\n\n\n\n They\u2019re protecting their own bottom line. Going back to that example where you work from home, let\u2019s say your apartment is burgled and your smartphone, laptops, and printers are taken. Let\u2019s say you can\u2019t afford to immediately replace all that you lost, and as a result, your income suffers. Then because of that, you can\u2019t afford to pay your rent. <\/p>\n\n\n\n Do you see how that would impact the property manager? That\u2019s why a growing number of rental properties won\u2019t even let you move in without renters insurance. <\/p>\n\n\n\n If you\u2019re like a lot of renters, your possessions might be a bit scattered. If your living space is more contained than what you\u2019re used to, you might have left some of your possessions in self-storage. With renters insurance, your things are covered<\/a> there, too, for theft, vandalism, fire or smoke damage, and other calamities. <\/p>\n\n\n\n Plus, what if your possessions are stolen while you\u2019re moving them into your new apartment in Atlanta? Or one of your moving vehicles is involved in a road accident on the way to your rented space and your goods are damaged or destroyed? <\/p>\n\n\n\n All of those scenarios are covered by a standard renters insurance policy in Georgia. Just ask your insurance agent for details. <\/p>\n\n\n\nYou Might Not Even Be Able to Sign a Lease in GA Without Renters Insurance <\/h2>\n\n\n\n
Renters Insurance Will Cover What\u2019s in Your Moving Van and Self-Storage Space <\/h2>\n\n\n\n