{"id":7978,"date":"2022-12-14T20:58:40","date_gmt":"2022-12-14T20:58:40","guid":{"rendered":"https:\/\/veloxinsurance.com\/?p=7978"},"modified":"2023-11-08T18:41:26","modified_gmt":"2023-11-08T18:41:26","slug":"6-things-to-do-when-youre-buying-a-car-in-georgia","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/6-things-to-do-when-youre-buying-a-car-in-georgia\/","title":{"rendered":"6 Things to Do When You\u2019re Buying a Car in Georgia"},"content":{"rendered":"

What do you look for in an insurance company? National brands with humorous commercials are not your only choice for comprehensive, affordable coverage. There is a way to get high value home, rental, motorcycle, and commercial policies in the state of Georgia.?Velox Insurance<\/strong><\/a>?<\/strong>proudly operates 22 local branches?and an additional location in Indiana so communities can experience the personalized, friendly one-on-one experience of a local insurance agency.<\/p>\n

Despite a personal approach, Velox harnesses the power of larger insurance companies. They maintain the most convenient and affordable insurance coverage choices in the country through:<\/p>\n

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  1. Partnerships with dozens of major insurance companies.<\/li>\n
  2. An online platform, quick quotes, and immediate coverage.<\/li>\n
  3. Extensive coverage including: boat, watercraft, RV, motorcycle, home, commercial, auto, ATV, renters, life, and more!<\/li>\n<\/ol>\n

    Since 2003, Velox Insurance has provided competitive rates and superior customer service to Georgia. A steadfast commitment to excellence across the organization has propelled the insurance company?s substantial growth over a relatively short period of time. Experience the choice between the convenient, 3-step online experience or stop by one of 22 locations to speak with experienced agents who will greet you with a smile. The Velox team will be ready to answer all of your insurance questions and get you the coverage you need.<\/p>\n

    Velox Insurance <\/strong>makes getting an appropriate, affordable insurance policy easy?and local! Experience what it means to get trustworthy, personalized auto, home, rental, and commercial insurance from the insurance agents who really know Georgia, and live to serve its friendly citizens!<\/p>\n

    Call (855) 468-3569 <\/span><\/strong>to find the insurance agency near you and?Get a Quote online<\/em><\/a> in minutes.<\/p>\n\n\n

    Buying a car in Georgia can be exciting, but also really<\/em> stressful. Where do you look? Should you keep negotiating or walk away? And what do you know about Georgia car insurance<\/a> and how the car you choose may impact your rates? <\/p>\n\n\n\n

    There are a lot of factors to consider, from setting a budget to picking your favorite color. But before you walk into the first dealership, you\u2019ll want to follow these six tips for buying a car in Georgia. <\/p>\n\n\n\n

    1. Pick the Right Time to Buy a Car in Georgia <\/h2>\n\n\n\n

    When it comes to buying a car in Georgia, timing is everything. The best times to shop for a new car includes major holidays when dealers offer special sales. The end of the month and year are also ideal times because dealers are more willing to negotiate to hit their sales targets. <\/p>\n\n\n\n

    Finally, new car models tend to arrive in the fall, so late summer is also a good time to shop for a car in Georgia. Dealers need to make room for their new car inventory. <\/p>\n\n\n\n

    2. Shop for a Car in GA with a Budget in Mind <\/h2>\n\n\n\n

    Buying a car is a major financial decision, and it\u2019s important to understand how the purchase will affect your life in the future. Before you even start looking at car models, take the time to understand how much you can afford. How much money do you make each month? How much will be left over after car payments, gas, and maintenance? What kind of Georgia car insurance<\/a> will you need? <\/p>\n\n\n\n

    Once you have a budget set, you\u2019ll have a much clearer picture of where to start looking for a new car in Georgia \u2014 whether to buy a new or used car, a compact or an SUV, and so on. You\u2019ll also have a better idea of how much you pay for Georgia car insurance<\/a>. <\/p>\n\n\n\n

    Always remember that you\u2019ve put a lot of work into determining your budget, so stick to it! Don\u2019t let the car sales rep push you into breaking your budget. If they absolutely can\u2019t meet your maximum, then it\u2019s time to walk away. <\/p>\n\n\n\n

    If you\u2019re getting turned down by multiple dealers, then you may want to go back and revisit your budget. But do it on your own terms and at your own pace. The dealership lot is not the place to make sudden changes to your financial plan. <\/p>\n\n\n\n

    \"couple<\/figure>\n\n\n\n

    3. Have Your Financing Lined Up <\/h2>\n\n\n\n

    Speaking of budget, before you visit your first dealership, decide how you plan to pay for your car. For most people, that means taking out a car loan. Just like shopping for the best insurance<\/a> quotes, it\u2019s worth it to get quotes from different banks to find the best interest rate and payment terms. <\/p>\n\n\n\n

    Doing your financing homework will also give you some leverage when you\u2019re negotiating at the dealership. That\u2019s because dealerships make money off loan referrals and want you to use their own network of financing companies instead. If you can tell them that you\u2019re getting a better deal somewhere else, they may be willing to match or beat your best offer. <\/p>\n\n\n\n

    If you\u2019ve saved up to buy your car without financing (always a better choice!), keep in mind that most bank cards have daily purchase limits. Some dealerships accept personal checks, but chances are that you\u2019ll have to get a cashier\u2019s check from your bank to buy your car. <\/p>\n\n\n\n

    4. Georgians Should Shop Around for Their New Car <\/h2>\n\n\n\n

    Now that you\u2019re set on your budget, it\u2019s time to start looking at cars! You probably already know where to find the nearest dealerships in your area, but those aren\u2019t the only places to look. Ask local friends and family where they got their last one and if they recommend any dealers. If they feel like they got an honest deal, chances are that you will, too. <\/p>\n\n\n\n

    You should also look for dealerships in smaller towns in your region. Dealers here don\u2019t get as much business and might be more willing to lower their prices for your business. In the end, driving a few hours one day to save thousands of dollars is definitely worth it! <\/p>\n\n\n\n

    5. Don\u2019t Forget About Car Insurance in Georgia <\/h2>\n\n\n\n

    As you build your budget and negotiate with the dealer, don\u2019t forget that insurance is also a major car expense. In Georgia, all drivers need to have minimum liability auto insurance<\/a> with the following policy limits: <\/p>\n\n\n\n