{"id":7588,"date":"2022-08-30T15:58:50","date_gmt":"2022-08-30T15:58:50","guid":{"rendered":"https:\/\/veloxinsurance.com\/?p=7588"},"modified":"2023-10-31T21:38:07","modified_gmt":"2023-10-31T21:38:07","slug":"do-i-need-commercial-plates-with-commercial-insurance-in-ga","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/do-i-need-commercial-plates-with-commercial-insurance-in-ga\/","title":{"rendered":"Do You Need Commercial Plates If You Have Commercial Insurance in Georgia?"},"content":{"rendered":"\n<p>If you own a business, then you\u2019ve probably already wondered about what <a href=\"https:\/\/veloxinsurance.com\/commercial-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">commercial vehicle insurance<\/a> is and whether you need it. While most vehicles need commercial insurance when they\u2019re being used for business, the answer is less clear for commercial plates. Does getting commercial vehicle insurance <em>always<\/em> mean you need commercial plates?&nbsp;<\/p>\n\n\n\n<p>This article explains everything you need to know about when you need commercial plates in Georgia, as well as how to get them.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-commercial-vehicle-insurance-and-what-are-commercial-plates\">What Is Commercial Vehicle Insurance and What Are Commercial Plates?&nbsp;<\/h2>\n\n\n\n<p>Commercial insurance is designed to cover the business use of vehicles (cars, vans, trucks, buses, and attached trailers). Commercial vehicle insurance works a lot like personal <a href=\"https:\/\/veloxinsurance.com\/what-is-the-difference-between-commercial-and-personal-auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">auto insurance<\/a>, though commercial insurance does offer additional protections such as covering equipment and employees who drive your business vehicle.&nbsp;<\/p>\n\n\n\n<p>Commercial plates are special license plates for vehicles that are used exclusively for business purposes. Like commercial vehicle insurance, commercial plates can be for any type of vehicle.&nbsp;<\/p>\n\n\n\n<p>If you use your car for <a href=\"https:\/\/veloxinsurance.com\/what-types-of-cars-need-commercial-auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">business<\/a>, then you should absolutely have commercial insurance, even if your car is also for personal use (the commercial auto insurance will kick in only when you\u2019re using your car for business). What about commercial plates? Do you need those too?&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-does-commercial-vehicle-insurance-in-georgia-require-commercial-plates\">Does Commercial Vehicle Insurance in Georgia Require Commercial Plates?&nbsp;<\/h2>\n\n\n\n<p>In most cases, your vehicle should have commercial plates if your vehicle is used primarily for business purposes. If you have commercial insurance for your vehicle, then chances are you may need commercial plates, though each state has its own guidelines, regulations, and exceptions.&nbsp;<\/p>\n\n\n\n<p>Here are the most common situations where you would get both commercial insurance and commercial plates in Georgia.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>Your Vehicle Exceeds a Certain Weight<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>In Georgia, your vehicle will need commercial plates if it exceeds 10,001 lbs. (5 tons). There\u2019s also a separate registration process for vehicles that weigh over 55,000 lbs. (27.5 tons).&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>Your Company Owns the Vehicle<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Many business owners choose to purchase a company vehicle that\u2019s owned directly by the business rather than themselves. There are a lot of good reasons to do this, though keep in mind that any company-owned car will always need both commercial vehicle insurance and commercial plates.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>Your Vehicle Has Lettering or Advertising<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>In Georgia, your vehicle is considered a commercial vehicle if you have any lettering, logos, or other company-related related text on the vehicle. This is true even if you use removable magnetic letters or decals.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>Your Vehicle Transports Hazardous Materials<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>A vehicle that transports any hazardous material \u2014 whether or not placards are required \u2014 is considered to be a commercial vehicle in Georgia. Note that this requirement is stricter than federal requirements, which only apply when the vehicle requires placards to transport the hazardous material.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>You Carry Passengers or Property for Hire<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Georgia defines any vehicle that carries property or passengers for hire as a commercial vehicle. This includes taxis, limousines, tow trucks, parcel delivery vehicles, and non-emergency medical vehicles.&nbsp;<\/p>\n\n\n\n<p>Note that you\u2019ll also need commercial plates if your vehicle can carry more than 15 people (including the driver), even if you\u2019re not carrying passengers for hire.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><picture><source srcset=\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1.webp 730w,https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-300x171.webp 300w,https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-281x160.webp 281w,https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-563x320.webp 563w,https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-246x140.webp 246w\" sizes=\"(max-width: 730px) 100vw, 730px\" type=\"image\/webp\"><img src=\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1.webp\" height=\"415\" width=\"730\" srcset=\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1.webp 730w, https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-300x171.webp 300w, https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-281x160.webp 281w, https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-563x320.webp 563w, https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/08\/shutterstock_1701403261-1-246x140.webp 246w\" sizes=\"(max-width: 730px) 100vw, 730px\" class=\"wp-image-8784 sp-no-webp\" alt=\"Commercial white van.\"decoding=\"async\" loading=\"lazy\"  > <\/picture><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-advantages-of-commercial-plates-in-georgia\">What Are the Advantages of Commercial Plates in Georgia?&nbsp;<\/h2>\n\n\n\n<p>Commercial vehicles come with a special set of requirements like commercial vehicle insurance. Many pickup truck manufacturers design their vehicles so that they fall just under the 10,001 lbs. weight limit. Here are a few of the advantages to having commercial plates:&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>You Get to Park in Commercial Vehicle Zones<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Have you ever seen parking zones that are reserved for commercial vehicles only? With commercial plates, you can now park in these zones legally. This can make loading and unloading a lot easier, especially in cities with limited street parking.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>You Can Deduct Your Vehicle Costs<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Having a commercial vehicle means that all vehicle-related costs, from registration fees to gas, are tax deductible. This is a great way to offset the <a href=\"https:\/\/veloxinsurance.com\/commercial-auto-insurance-in-ga\/\" target=\"_blank\" rel=\"noreferrer noopener\">costs<\/a> of your commercial insurance, not to mention high gas prices.&nbsp;<\/p>\n\n\n\n<ul>\n<li><strong>You Can Get a Discount on Your Commercial Insurance<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Many auto insurance companies offer special discounts on commercial vehicle insurance for cars and trucks with commercial plates. Talk to your insurance company about what they can offer. Don\u2019t be afraid to <a href=\"https:\/\/veloxinsurance.com\/what-should-i-look-for-when-buying-commercial-auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">shop around<\/a> for the best Georgia commercial insurance to make sure you\u2019re getting the best deal. When you ask for quotes, don\u2019t forget to mention that your vehicle has commercial plates.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-don-t-you-need-commercial-plates-in-georgia\">When Don\u2019t You Need Commercial Plates in Georgia?&nbsp;<\/h2>\n\n\n\n<p>While it seems that you almost always need commercial plates with commercial insurance, there is a major exception. If you have a personal vehicle \u2014 one that\u2019s not owned by your business \u2014 then you don\u2019t need commercial plates, even if you use your vehicle for business purposes. However, you\u2019ll still need commercial vehicle insurance to cover you when you <em>are<\/em> using your personal car for business.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-can-you-get-commercial-plates-in-georgia\">Where Can You Get Commercial Plates in Georgia?&nbsp;<\/h2>\n\n\n\n<p>It depends on where you plan to drive your commercial vehicle. If you\u2019ll be staying exclusively in one state, then you can register your commercial vehicle at the local DMV or <a href=\"https:\/\/mvd.dor.ga.gov\/motor\/tagoffices\/SelectTagOffice.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">county tag<\/a> office. However, commercial vehicles that plan to cross state lines must register in the International Registration Plan (IRP). The IRP is a registration and licensing agreement between all U.S. states, the District of Columbia, and Canada.&nbsp;<\/p>\n\n\n\n<p>When deciding whether to register your commercial vehicle under the IRP, keep in mind that crossing state lines can happen more often than you think, especially when you live near a state border. Businesses in cities like Savannah and Augusta can severely limit their opportunities to do business if they can\u2019t cross their state borders a few miles away.&nbsp;<\/p>\n\n\n\r\n<div class=\"c-section\" id=\"get-callout-block_578febad55d4b7d5b9285ca6cf5b7581\">\r\n        <div class=\"c-get-callout\">\r\n                            <h2 class=\"c-section__title c-section__title--blue\">Commercial Plates or <nobr>Not \u2014 Always<\/nobr> Find Affordable Commercial Insurance in Georgia <\/h2>\r\n                                        <div class=\"o-component s-cms-content s-cms-content--center\">\r\n                    <p>While not every car needs commercial plates, you do need commercial insurance when you\u2019re using a car for business purposes. Otherwise, you risk getting caught driving without proper insurance. At Velox Insurance, we work with business owners all over Georgia to get them the commercial insurance they need at the best possible price. All it takes is a few minutes for an\u00a0<button class=\"js-quote-modal-button\"><span>online commercial vehicle insurance quote<\/span><\/button>. Or you can visit our\u00a0<a href=\"https:\/\/locations.veloxinsurance.com\/\">offices<\/a>\u00a0in person or give us a call at\u00a0<a href=\"tel:1-770-293-0623\"><span class=\"white-space\">770-293-0623<\/span><\/a>.<\/p>\n                    \r\n                <\/div>\r\n                                                            <ul class=\"o-component o-list-bare c-get-callout__list\">\r\n                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <button class=\"c-get-callout__link js-quote-modal-button\" aria-expanded=\"false\" aria-controls=\"modalQuote\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/06\/Group-625427.svg\" alt=\"Computer screen.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                        <div class=\"c-get-callout__text\">Quote online<\/div>\r\n                                    <\/button>\r\n                            <\/li>\r\n                                                                                                                                                        <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"tel:1-855-468-3569\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/06\/Group-625577.svg\" alt=\"Hand holding a phone.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Over the phone<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\r\n                                <a class=\"c-get-callout__link\" href=\"https:\/\/locations.veloxinsurance.com\/\">\r\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/06\/Group-625579.svg\" alt=\"Two hands approaching.\" width=\"80\" height=\"80\" aria-hidden=\"true\">\r\n                                    <div class=\"c-get-callout__text\">Visit us<\/div>\r\n                                <\/a>\r\n                            <\/li>\r\n                                                                                                    <\/ul>\r\n                                    <\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>If you own a business, then you\u2019ve probably already wondered about what commercial vehicle insurance is and whether you need it. While most vehicles need commercial insurance when they\u2019re being used for business, the answer is less clear for commercial plates. Does getting commercial vehicle insurance always mean you need commercial plates?&nbsp; This article explains [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8757,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[45],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/7588"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=7588"}],"version-history":[{"count":6,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/7588\/revisions"}],"predecessor-version":[{"id":9934,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/7588\/revisions\/9934"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media\/8757"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=7588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=7588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=7588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}