What is Liability Insurance? <\/h2>\n\n\n\n
In short, if you are at fault in a car accident, liability insurance pays for damage up to the dollar amounts stated in the insurance policy for the other driver and passengers. This can include damage to property (i.e., the other person\u2019s car) or medical expenses (i.e. if the person or people in the other car are physically injured). Liability insurance is required by law. <\/p>\n\n\n\n
The minimum limits of liability insurance required under Georgia law<\/a> are: <\/p>\n\n\n\n Yes. You had better have liability insurance, or it will cost you. Let\u2019s say you are usually a safe driver, but you don\u2019t anticipate that the car in front of you will stop when it does. You rear-end the car (which means that it is legally your fault regardless of how the other person was driving, the road conditions, etc.). <\/p>\n\n\n\n Even if you just scratched or barely dented the other car, it could cost a lot of money to get it fixed, and you will be on the hook for every penny of it if you don\u2019t have liability insurance. It\u2019s amazing how fast costs can rack up in the event of an accident. Emergencies happen. If you do everything you can to prepare for them in advance, including having the Georgia auto insurance coverage that you need, you will be better off financially and have the peace of mind that you deserve. <\/p>\n\n\n\n If you are at fault in the accident, you can be liable for not only the cost of repairs to the other person\u2019s car but their medical bills as well. If you don\u2019t have the money, you could find yourself in the nightmare position of having harmed someone and then having your future wages garnished to pay for it. If something like this happens, you need the peace of mind of being properly insured so you can focus on what is important \u2014 helping the person get medical attention, not worrying if this one mistake will cost you everything. <\/p>\n\n\n\n Getting pulled over is never fun, but by having proof of liability insurance, you can help change this situation from a potentially major problem into a minor inconvenience. Regardless of whether you were driving a little (or a lot) above the speed limit<\/a>, you had a taillight out, accidentally crossed the center line while you were reaching for a diet coke in the cup holder, or any of a dozen of other mistakes, knowing that you are properly insured will help you to weather this situation well and make it less stressful. Without proof of liability insurance, you could find yourself with fines or even having your car impounded and needing a ride home on top of everything else. <\/p>\n\n\n In a word, yes. To renew your driver\u2019s license or your car registration, you must provide written proof of current liability insurance because it is a legal requirement for driving. And for yearly car registration, you\u2019d better believe that authorities keep an eye out for those little stickers on your license plate and will pull you over if they spot one that is out of date. Having proper liability insurance can reduce your chances of getting pulled over by a police officer.<\/p>\n\n\n\r\n Our Velox Insurance agents are skilled at finding the best and most affordable car insurance for your needs and budget. Check us out today for a fast and free\u00a0\n
Do You Need Georgia Auto Insurance if You Get into an Accident and Damage Another Person\u2019s Vehicle? <\/h2>\n\n\n\n
What Happens if You Get into an Accident and Someone is Injured? <\/h2>\n\n\n\n
What Happens if You Get Pulled Over By a Police Officer? <\/h2>\n\n\n\n
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<\/figure><\/div>\n\n\nDo You Need Georgia Auto Insurance to Renew Your Driver\u2019s License or Car Registration? <\/h2>\n\n\n\n
Find Affordable Car Insurance in Georgia Online Today <\/h2>\r\n