When it comes to auto insurance, each state has its own set of requirements. However, Texas legally requires drivers to get auto liability insurance in order to cover the cost of potential accidents. As a fault state, Texas mandates minimum requirements to get auto insurance.<\/p>\n\n\n\n
Besides, getting auto insurance in Texas reflects your financial responsibility. Remember that auto insurance coverage can<\/em> cover the cost of benefits to injured individuals in the event of an accident. However, the insurance doesn\u2019t cover the cost of damages or injuries to the vehicle.<\/p>\n\n\n\n With changing laws and mountainous technical information, auto insurance has become a complicated topic for drivers across Texas. So, it makes all the more difference to learn about the minimum auto insurance requirements.<\/p>\n\n\n\n Let\u2019s look at the minimum auto insurance coverage requirements set forth by Texas in 2021:<\/p>\n\n\n\n Drivers in Texas don\u2019t have to buy the most expensive auto insurance coverage. The right course of action would be to opt for coverage that suits your<\/em> budget. Plus, paying excessive auto insurance coverage can make you a prime target for lawsuits.<\/p>\n\n\n\n But drivers with better auto insurance coverage are better off than drivers with minimum coverage. As a driver, you don\u2019t want to attract unwarranted attention. Just make sure you have a balanced approach to buy auto insurance coverage in Texas.<\/p>\n\n\n\n <\/p>\n\n\n\n Get a quote in less than 2 minutes<\/p>\n Buy online or over the phone<\/p>\n[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/div>\n\n\n\n <\/p>\n\n\n\n <\/p>\n\n\n\n As a fault state, Texas requires drivers to get liability insurance. According to updated Texas auto insurance guidelines and laws<\/a>, drivers need to adhere to minimum liability insurance coverage amounts.<\/p>\n\n\n\n If you cause an accident, BI offers $30,000 per person for an automobile accident. But it covers more than $60,000 for bodily injury when multiple people get injured.<\/p>\n\n\n\n BI coverage is ideal when there are multiple injuries involved. You can ease the pain and sorrow of victims through BI as it can cover their medical bills and lost wages.<\/p>\n\n\n\n If you cause an accident, PD will cover the cost of $25,000. It is crucial to understand that PD coverage covers the damage \u201cyou\u201d cause to another individual\u2019s property. And the damage is not always a vehicle. Instead, it could be a mailbox or other property item.<\/p>\n\n\n\nAuto Insurance Coverage in Texas: You Don\u2019t Have to Go All In<\/h2>\n\n\n\n
Minimum Requirements of Auto Insurance in Texas<\/h2>\n\n\n\n
BI or Bodily Injury Liability<\/h3>\n\n\n\n
PD or Property Damage Liability<\/h3>\n\n\n\n
Pitfalls of Not Getting Auto Insurance Coverage in Texas<\/h2>\n\n\n\n