{"id":646,"date":"2016-03-08T18:54:27","date_gmt":"2016-03-08T18:54:27","guid":{"rendered":"https:\/\/veloxinsurance.com\/blog\/?p=646"},"modified":"2023-10-23T17:06:22","modified_gmt":"2023-10-23T17:06:22","slug":"whats-covered-under-standard-georgia-homeowner-insurance","status":"publish","type":"post","link":"https:\/\/veloxinsurance.com\/blog\/whats-covered-under-standard-georgia-homeowner-insurance\/","title":{"rendered":"What’s Covered Under Standard Georgia Homeowner Insurance?"},"content":{"rendered":"

We all know insurance can be complicated but here at Velox Insurance<\/a>?we like to keep things simple?for our clients. That’s why we’ve put together this?overview of what’s usually covered with a typical Georgia homeowners insurance policy.<\/p>\n

Most policies include 4 main types of coverage:<\/p>\n

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  1. Building Structure<\/li>\n
  2. Personal Belongings<\/li>\n
  3. Liability Protection<\/li>\n
  4. Additional Living Expenses<\/li>\n<\/ol>\n

    Let’s explore what each of these covers so you can have an educated conversation with your insurance agent:<\/p>\n

    <\/p>\n

    1. Building Structure<\/h2>\n

    If your home were destroyed or damaged by fire, wind, lightning, hurricane, or any other disaster listed in your policy the building structure coverage should pay to repair or rebuild it.<\/p>\n

    Included in most Georgia homeowners insurance policies is coverage for the other structures on your property that are separated from your home like garages, sheds, or gazebos. This coverage usually has an upper limit set at a certain percentage of the overall building structure coverage amount.<\/p>\n

    It?s important to note that most standard homeowner policies do?not cover the following situations.<\/p>\n