What Is Home Equity and Why Is It Important to Protect?<\/strong> <\/h2>\n\n\n\nHome equity is your stake in your house, the portion you truly own. It grows as you pay down your mortgage and as your property appreciates in value. For many families, this value represents a financial safety net, a source of emergency funds, or even a springboard to future investments. <\/p>\n\n\n\n
Another way to think about it is through some simple math: Equity = Value of Your House Minus <\/strong>Loan Balance. The more the value of your house increases, or the more of your mortgage you pay off, the more equity you enjoy! That\u2019s what makes home insurance for equity so important, especially for low, middle and high-priced homes in Georgia<\/a>. <\/p>\n\n\n\nHow Home Equity Builds Over Time<\/strong> <\/h3>\n\n\n\nValue doesn\u2019t appear overnight. It comes through two primary mechanisms: <\/p>\n\n\n\n
\n- Principal reduction<\/strong>: Every mortgage payment you make slowly chips away at your loan balance. <\/li>\n<\/ol>\n\n\n\n
\n- Appreciation<\/strong>: As prices increase, so does the market price of your property. <\/li>\n<\/ol>\n\n\n\n
For example, if you bought your Georgia house for $250,000 and it\u2019s now worth $350,000, and you\u2019ve paid your mortgage down to $200,000, you now have $150,000 in home equity. That\u2019s real value, but it\u2019s also vulnerable. And you\u2019ll need to protect that value. But how to protect home equity depends on several factors. <\/p>\n\n\n\n
Risks That Can Erode Your Home\u2019s Equity (Natural Disasters, Fire, Theft, Etc.)<\/strong> <\/h3>\n\n\n\nYou may not be thinking about the extra value in your home every day, but plenty of threats are. And they come in all shapes and sizes. Consider these big risk items specific to Georgia: <\/p>\n\n\n\n
\n- Natural disasters<\/strong>: Georgia homeowners are no strangers to hurricanes, floods, and tornadoes. <\/li>\n<\/ul>\n\n\n\n
\n- Fire<\/strong>: One of the most financially devastating disasters for houses. <\/li>\n<\/ul>\n\n\n\n
\n- Theft or vandalism<\/strong>: Losing valuable belongings or suffering major property damage can be a serious setback. <\/li>\n<\/ul>\n\n\n\n
\n- Underinsurance<\/strong>: Even if you have coverage, it may not be enough to rebuild your house, especially with rising construction costs. <\/li>\n<\/ul>\n\n\n\n
All these risks can shrink your home\u2019s market price or lead to repair and replacement costs you\u2019re forced to pay out-of-pocket, directly eating into your hard-earned net worth. That\u2019s why property insurance for homeowners matters \u2014 and why you need to avoid common home insurance mistakes<\/a>.\u00a0<\/p>\n\n\n\n![\"A](\"https:\/\/veloxinsurance.com\/blog\/wp-content\/uploads\/sites\/3\/2025\/08\/vlx-how-to-safeguard-your-homes-equity-with-the-right-insurance-coverage-2.jpg\")
<\/figure><\/div>\n\n\nHow Home Insurance Protects Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\nThis is where homeowners insurance coverage steps in. A well-structured policy doesn\u2019t just cover fire damage or theft; it protects the value of your house and possessions, helping you restore your value if disaster strikes while safeguarding home equity. <\/p>\n\n\n\n
Without adequate coverage, you could be forced to pay for repairs yourself, diminishing the value you\u2019ve spent years building. That\u2019s no fun. To ensure you\u2019re truly protecting your investment, you need the right combination of coverages tailored to your home\u2019s value and your specific risks. <\/p>\n\n\n\n
Types of Insurance Coverage That Protect Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\nThere are a few types of products that help better preserve the value of your home\u2019s equity. These include dwelling, personal property, and extended replacement cost coverage. Here\u2019s what to know about all <\/em>of the options available to you. <\/p>\n\n\n\nDwelling Coverage: Protecting Your Home\u2019s Structure<\/strong> <\/h3>\n\n\n\nThis is the core of any policy, the part that pays to rebuild or repair your home\u2019s physical structure in the event of a covered loss. Your dwelling coverage should reflect, at a minimum, 80% of the full replacement cost of your house, not just its market value. That includes labor, materials, permits, and even inflation. <\/p>\n\n\n\n
Personal Property Coverage: Ensuring the Contents of Your Home Are Safeguarded<\/strong> <\/h3>\n\n\n\nYour belongings, electronics, furniture, clothing, and valuables all carry financial value. If they\u2019re destroyed in a fire or stolen during a break-in, the right personal property coverage ensures you can replace them without dipping into your savings or the built-up value in your property. To get the most accurate coverage, it\u2019s wise to prepare an inventory of your belongings. Here\u2019s how to conduct a home inventory for insurance purposes<\/a>. <\/p>\n\n\n\nExtended Replacement Cost Coverage: What It Is and Why You Need It<\/strong> <\/h3>\n\n\n\nBuilding costs in Georgia can spike after a natural disaster, especially if many homes are damaged at once. Extended replacement cost coverage offers a buffer because it covers rebuilding costs above your policy limit, usually up to 25% more. It\u2019s one of the smartest ways to bulletproof your home equity. <\/p>\n\n\n\n
Personal Liability Coverage: Protection Beyond Physical Damage<\/strong> <\/h3>\n\n\n\nAccidents happen. You could face a hefty judgment if someone is injured on your property and sues you. Without enough personal liability coverage, you might have to tap into your home to pay legal or medical costs. This part of your policy shields you from such financial shocks. <\/p>\n\n\n\n
Flood and Earthquake Insurance: Protecting Against Additional Risks in Georgia<\/strong> <\/h3>\n\n\n\nStandard policies often exclude floods and earthquakes, both of which can happen in parts of Georgia. Especially in flood-prone counties, separate flood insurance is essential. Without it, a flood could destroy your house and leave your equity underwater \u2026 literally and financially. <\/p>\n\n\n\n
How Velox Insurance Can Help You Safeguard Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\nVelox Insurance specializes in home insurance in Georgia, and we know what it takes to protect your investment from the region\u2019s unique risks. Whether you\u2019re a first-time buyer or a long-time homeowner, we\u2019ll help you: <\/p>\n\n\n\n
\n- Choose the right insurance for home value <\/li>\n<\/ul>\n\n\n\n
\n- Understand how to protect home equity in the face of evolving risks <\/li>\n<\/ul>\n\n\n\n
\n- Avoid gaps in coverage that could leave you exposed <\/li>\n<\/ul>\n\n\n\n
With flexible options, expert support, and competitive pricing, Velox Insurance home insurance gives you peace of mind and robust protection for your most valuable asset. Get a quote online today<\/a>, give us a call at (855) 468-3569<\/a>, or visit one of our offices<\/a> today to get started! <\/p>\n","protected":false},"excerpt":{"rendered":"When it comes to building wealth, few assets carry more weight than your primary residence. In Georgia, where house values have risen steadily over the past decade, homeowners like you are sitting on a growing pool of equity (which is just the difference between what your house is worth and what you still owe on […]<\/p>\n","protected":false},"author":1,"featured_media":10607,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=10605"}],"version-history":[{"count":1,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605\/revisions"}],"predecessor-version":[{"id":10608,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605\/revisions\/10608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media\/10607"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=10605"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=10605"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=10605"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
How Home Equity Builds Over Time<\/strong> <\/h3>\n\n\n\nValue doesn\u2019t appear overnight. It comes through two primary mechanisms: <\/p>\n\n\n\n
\n- Principal reduction<\/strong>: Every mortgage payment you make slowly chips away at your loan balance. <\/li>\n<\/ol>\n\n\n\n
\n- Appreciation<\/strong>: As prices increase, so does the market price of your property. <\/li>\n<\/ol>\n\n\n\n
For example, if you bought your Georgia house for $250,000 and it\u2019s now worth $350,000, and you\u2019ve paid your mortgage down to $200,000, you now have $150,000 in home equity. That\u2019s real value, but it\u2019s also vulnerable. And you\u2019ll need to protect that value. But how to protect home equity depends on several factors. <\/p>\n\n\n\n
Risks That Can Erode Your Home\u2019s Equity (Natural Disasters, Fire, Theft, Etc.)<\/strong> <\/h3>\n\n\n\nYou may not be thinking about the extra value in your home every day, but plenty of threats are. And they come in all shapes and sizes. Consider these big risk items specific to Georgia: <\/p>\n\n\n\n
\n- Natural disasters<\/strong>: Georgia homeowners are no strangers to hurricanes, floods, and tornadoes. <\/li>\n<\/ul>\n\n\n\n
\n- Fire<\/strong>: One of the most financially devastating disasters for houses. <\/li>\n<\/ul>\n\n\n\n
\n- Theft or vandalism<\/strong>: Losing valuable belongings or suffering major property damage can be a serious setback. <\/li>\n<\/ul>\n\n\n\n
\n- Underinsurance<\/strong>: Even if you have coverage, it may not be enough to rebuild your house, especially with rising construction costs. <\/li>\n<\/ul>\n\n\n\n
All these risks can shrink your home\u2019s market price or lead to repair and replacement costs you\u2019re forced to pay out-of-pocket, directly eating into your hard-earned net worth. That\u2019s why property insurance for homeowners matters \u2014 and why you need to avoid common home insurance mistakes<\/a>.\u00a0<\/p>\n\n\n\n<\/figure><\/div>\n\n\nHow Home Insurance Protects Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\nThis is where homeowners insurance coverage steps in. A well-structured policy doesn\u2019t just cover fire damage or theft; it protects the value of your house and possessions, helping you restore your value if disaster strikes while safeguarding home equity. <\/p>\n\n\n\n
Without adequate coverage, you could be forced to pay for repairs yourself, diminishing the value you\u2019ve spent years building. That\u2019s no fun. To ensure you\u2019re truly protecting your investment, you need the right combination of coverages tailored to your home\u2019s value and your specific risks. <\/p>\n\n\n\n
Types of Insurance Coverage That Protect Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\nThere are a few types of products that help better preserve the value of your home\u2019s equity. These include dwelling, personal property, and extended replacement cost coverage. Here\u2019s what to know about all <\/em>of the options available to you. <\/p>\n\n\n\nDwelling Coverage: Protecting Your Home\u2019s Structure<\/strong> <\/h3>\n\n\n\nThis is the core of any policy, the part that pays to rebuild or repair your home\u2019s physical structure in the event of a covered loss. Your dwelling coverage should reflect, at a minimum, 80% of the full replacement cost of your house, not just its market value. That includes labor, materials, permits, and even inflation. <\/p>\n\n\n\n
Personal Property Coverage: Ensuring the Contents of Your Home Are Safeguarded<\/strong> <\/h3>\n\n\n\nYour belongings, electronics, furniture, clothing, and valuables all carry financial value. If they\u2019re destroyed in a fire or stolen during a break-in, the right personal property coverage ensures you can replace them without dipping into your savings or the built-up value in your property. To get the most accurate coverage, it\u2019s wise to prepare an inventory of your belongings. Here\u2019s how to conduct a home inventory for insurance purposes<\/a>. <\/p>\n\n\n\nExtended Replacement Cost Coverage: What It Is and Why You Need It<\/strong> <\/h3>\n\n\n\nBuilding costs in Georgia can spike after a natural disaster, especially if many homes are damaged at once. Extended replacement cost coverage offers a buffer because it covers rebuilding costs above your policy limit, usually up to 25% more. It\u2019s one of the smartest ways to bulletproof your home equity. <\/p>\n\n\n\n
Personal Liability Coverage: Protection Beyond Physical Damage<\/strong> <\/h3>\n\n\n\nAccidents happen. You could face a hefty judgment if someone is injured on your property and sues you. Without enough personal liability coverage, you might have to tap into your home to pay legal or medical costs. This part of your policy shields you from such financial shocks. <\/p>\n\n\n\n
Flood and Earthquake Insurance: Protecting Against Additional Risks in Georgia<\/strong> <\/h3>\n\n\n\nStandard policies often exclude floods and earthquakes, both of which can happen in parts of Georgia. Especially in flood-prone counties, separate flood insurance is essential. Without it, a flood could destroy your house and leave your equity underwater \u2026 literally and financially. <\/p>\n\n\n\n
How Velox Insurance Can Help You Safeguard Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\nVelox Insurance specializes in home insurance in Georgia, and we know what it takes to protect your investment from the region\u2019s unique risks. Whether you\u2019re a first-time buyer or a long-time homeowner, we\u2019ll help you: <\/p>\n\n\n\n
\n- Choose the right insurance for home value <\/li>\n<\/ul>\n\n\n\n
\n- Understand how to protect home equity in the face of evolving risks <\/li>\n<\/ul>\n\n\n\n
\n- Avoid gaps in coverage that could leave you exposed <\/li>\n<\/ul>\n\n\n\n
With flexible options, expert support, and competitive pricing, Velox Insurance home insurance gives you peace of mind and robust protection for your most valuable asset. Get a quote online today<\/a>, give us a call at (855) 468-3569<\/a>, or visit one of our offices<\/a> today to get started! <\/p>\n","protected":false},"excerpt":{"rendered":"When it comes to building wealth, few assets carry more weight than your primary residence. In Georgia, where house values have risen steadily over the past decade, homeowners like you are sitting on a growing pool of equity (which is just the difference between what your house is worth and what you still owe on […]<\/p>\n","protected":false},"author":1,"featured_media":10607,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=10605"}],"version-history":[{"count":1,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605\/revisions"}],"predecessor-version":[{"id":10608,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605\/revisions\/10608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media\/10607"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=10605"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=10605"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=10605"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- \n
- Appreciation<\/strong>: As prices increase, so does the market price of your property. <\/li>\n<\/ol>\n\n\n\n
For example, if you bought your Georgia house for $250,000 and it\u2019s now worth $350,000, and you\u2019ve paid your mortgage down to $200,000, you now have $150,000 in home equity. That\u2019s real value, but it\u2019s also vulnerable. And you\u2019ll need to protect that value. But how to protect home equity depends on several factors. <\/p>\n\n\n\n
Risks That Can Erode Your Home\u2019s Equity (Natural Disasters, Fire, Theft, Etc.)<\/strong> <\/h3>\n\n\n\n
You may not be thinking about the extra value in your home every day, but plenty of threats are. And they come in all shapes and sizes. Consider these big risk items specific to Georgia: <\/p>\n\n\n\n
- \n
- Natural disasters<\/strong>: Georgia homeowners are no strangers to hurricanes, floods, and tornadoes. <\/li>\n<\/ul>\n\n\n\n
- \n
- Fire<\/strong>: One of the most financially devastating disasters for houses. <\/li>\n<\/ul>\n\n\n\n
- \n
- Theft or vandalism<\/strong>: Losing valuable belongings or suffering major property damage can be a serious setback. <\/li>\n<\/ul>\n\n\n\n
- \n
- Underinsurance<\/strong>: Even if you have coverage, it may not be enough to rebuild your house, especially with rising construction costs. <\/li>\n<\/ul>\n\n\n\n
All these risks can shrink your home\u2019s market price or lead to repair and replacement costs you\u2019re forced to pay out-of-pocket, directly eating into your hard-earned net worth. That\u2019s why property insurance for homeowners matters \u2014 and why you need to avoid common home insurance mistakes<\/a>.\u00a0<\/p>\n\n\n
\n<\/figure><\/div>\n\n\nHow Home Insurance Protects Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\n
This is where homeowners insurance coverage steps in. A well-structured policy doesn\u2019t just cover fire damage or theft; it protects the value of your house and possessions, helping you restore your value if disaster strikes while safeguarding home equity. <\/p>\n\n\n\n
Without adequate coverage, you could be forced to pay for repairs yourself, diminishing the value you\u2019ve spent years building. That\u2019s no fun. To ensure you\u2019re truly protecting your investment, you need the right combination of coverages tailored to your home\u2019s value and your specific risks. <\/p>\n\n\n\n
Types of Insurance Coverage That Protect Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\n
There are a few types of products that help better preserve the value of your home\u2019s equity. These include dwelling, personal property, and extended replacement cost coverage. Here\u2019s what to know about all <\/em>of the options available to you. <\/p>\n\n\n\n
Dwelling Coverage: Protecting Your Home\u2019s Structure<\/strong> <\/h3>\n\n\n\n
This is the core of any policy, the part that pays to rebuild or repair your home\u2019s physical structure in the event of a covered loss. Your dwelling coverage should reflect, at a minimum, 80% of the full replacement cost of your house, not just its market value. That includes labor, materials, permits, and even inflation. <\/p>\n\n\n\n
Personal Property Coverage: Ensuring the Contents of Your Home Are Safeguarded<\/strong> <\/h3>\n\n\n\n
Your belongings, electronics, furniture, clothing, and valuables all carry financial value. If they\u2019re destroyed in a fire or stolen during a break-in, the right personal property coverage ensures you can replace them without dipping into your savings or the built-up value in your property. To get the most accurate coverage, it\u2019s wise to prepare an inventory of your belongings. Here\u2019s how to conduct a home inventory for insurance purposes<\/a>. <\/p>\n\n\n\n
Extended Replacement Cost Coverage: What It Is and Why You Need It<\/strong> <\/h3>\n\n\n\n
Building costs in Georgia can spike after a natural disaster, especially if many homes are damaged at once. Extended replacement cost coverage offers a buffer because it covers rebuilding costs above your policy limit, usually up to 25% more. It\u2019s one of the smartest ways to bulletproof your home equity. <\/p>\n\n\n\n
Personal Liability Coverage: Protection Beyond Physical Damage<\/strong> <\/h3>\n\n\n\n
Accidents happen. You could face a hefty judgment if someone is injured on your property and sues you. Without enough personal liability coverage, you might have to tap into your home to pay legal or medical costs. This part of your policy shields you from such financial shocks. <\/p>\n\n\n\n
Flood and Earthquake Insurance: Protecting Against Additional Risks in Georgia<\/strong> <\/h3>\n\n\n\n
Standard policies often exclude floods and earthquakes, both of which can happen in parts of Georgia. Especially in flood-prone counties, separate flood insurance is essential. Without it, a flood could destroy your house and leave your equity underwater \u2026 literally and financially. <\/p>\n\n\n\n
How Velox Insurance Can Help You Safeguard Your Home\u2019s Equity<\/strong> <\/h2>\n\n\n\n
Velox Insurance specializes in home insurance in Georgia, and we know what it takes to protect your investment from the region\u2019s unique risks. Whether you\u2019re a first-time buyer or a long-time homeowner, we\u2019ll help you: <\/p>\n\n\n\n
- \n
- Choose the right insurance for home value <\/li>\n<\/ul>\n\n\n\n
- \n
- Understand how to protect home equity in the face of evolving risks <\/li>\n<\/ul>\n\n\n\n
- \n
- Avoid gaps in coverage that could leave you exposed <\/li>\n<\/ul>\n\n\n\n
With flexible options, expert support, and competitive pricing, Velox Insurance home insurance gives you peace of mind and robust protection for your most valuable asset. Get a quote online today<\/a>, give us a call at (855) 468-3569<\/a>, or visit one of our offices<\/a> today to get started! <\/p>\n","protected":false},"excerpt":{"rendered":"
When it comes to building wealth, few assets carry more weight than your primary residence. In Georgia, where house values have risen steadily over the past decade, homeowners like you are sitting on a growing pool of equity (which is just the difference between what your house is worth and what you still owe on […]<\/p>\n","protected":false},"author":1,"featured_media":10607,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[7],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605"}],"collection":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=10605"}],"version-history":[{"count":1,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605\/revisions"}],"predecessor-version":[{"id":10608,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10605\/revisions\/10608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media\/10607"}],"wp:attachment":[{"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=10605"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=10605"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veloxinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=10605"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- Avoid gaps in coverage that could leave you exposed <\/li>\n<\/ul>\n\n\n\n
- Understand how to protect home equity in the face of evolving risks <\/li>\n<\/ul>\n\n\n\n
- Choose the right insurance for home value <\/li>\n<\/ul>\n\n\n\n
- Underinsurance<\/strong>: Even if you have coverage, it may not be enough to rebuild your house, especially with rising construction costs. <\/li>\n<\/ul>\n\n\n\n
- Theft or vandalism<\/strong>: Losing valuable belongings or suffering major property damage can be a serious setback. <\/li>\n<\/ul>\n\n\n\n
- Fire<\/strong>: One of the most financially devastating disasters for houses. <\/li>\n<\/ul>\n\n\n\n
- Natural disasters<\/strong>: Georgia homeowners are no strangers to hurricanes, floods, and tornadoes. <\/li>\n<\/ul>\n\n\n\n