Boat & Watercraft Insurance

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boatowners insuranceThe sun is shining and the water is calling your name. You've worked hard to treat yourself to the pleasures of boating so don't let yourself get caught off guard by the unpredictable. Boating insurance can protect you, your passengers, your boat and your gear against dangers like collision with another watercraft, capsizing, theft, storms, fire, sinking, and much more.

Your Velox Insurance agent can help you find affordable coverage for your boat or watercraft. Call your local agent at 1-855-Go Velox (468-3569) and start enjoying worry-free boating today!

Below are some of the coverage options for your mobile home. Your Velox Insurance agent will help you assess what type of coverage is best for your needs.

Boat Liability Coverage
Liability insurance provides coverage to pay for another individual's bodily injuries or damages to their boat or watercraft that you are legally responsible for.

Comprehensive Physical Damage Coverage
This type of insurance provides coverage for damages to your vehicle or any vehicle in your custody resulting from incidents other than collision such as theft, fire, vandalism, flooding, hail or other perils. It is usually required if you have a vehicle loan.

Medical Payments Coverage
If you and your passengers are injured or killed in an accident, Medical Payments Coverage will pay for your doctor, hospital and funeral expenses regardless of who is at fault.

Uninsured/Underinsured Watercraft Bodily Injury
If your boat or watercraft is hit by another boat or watercraft that is uninsured or underinsured, this type of coverage pays for medical costs, lost wages and other costs associated with the accident.


Looking to Save on your Boat & Watercraft Insurance? Here’s How!

boat insurance ratesThere are a lot of ways to save on your boat and watercraft insurance premiums when you choose Velox Insurance as a partner.

  • Be a responsible boat and watercraft owner.

One of the best ways to save on insurance rates is to keep your boating record as clean as possible. Depending on the policy you have, using your boat without any accidents or violations for a consecutive number of years could make you eligible for a discount.

  • Pay for your insurance in full.

Like any other insurance policies, you can get discounts if you agree to pay in full instead of installments.

  • Adjusting your boating insurance policy during the off-season.

Boating and watersports are activities for the summer. Thus, one would think that this type of insurance policy is only for the summer, right? But did it ever cross your mind that your boat is still at risk during off-season? So, if you ever thought of cancelling it, you should think twice!

If you want to save money on boat insurance during the off-season, you can adjust your liability limits by dropping other coverages like emergency labor and towing and uninsured boaters. Just always keep in mind that you have to re-adjust your policy before the next boating season.

If you want to know more about how you can save on our boat and watercraft insurance, our agents at Velox would be glad to help you. Visit the nearest office in your area or call 1-855-468-3569.


Frequently Asked Questions About Boat & Watercraft Insurance

What types of boats and watercraft vehicles can you protect with boat and water insurance?

Velox Insurance can protect a wide array of boat and watercraft vehicles. These include sailboats, jet skis, pontoons, fishing boats, cabin cruisers, as well as family & dinghy runabouts.

boat insurance quotes

Why you should get a special insurance coverage for your boat?

Although you can get partial protection for your boat with your homeowners insurance, it only provides the basics and it doesn’t really protect your savings from various risks. Take for instance if your boat has been totally damaged by a storm or some expensive equipment got stolen, it would really take toll on your savings. With our boat insurance, you can purchase specialized coverage that would help you during emergencies, replace boat accessories, and even reimburse you if your boat is totally wrecked (to name a few).

Will my boat be covered anywhere I go?

There are navigational limits on your boat insurance policies.  It may not include some areas in the state or the country for security or political reasons. That’s why you need to make sure that it provides coverage especially on the places you frequently roam. Talk to our agents to know your navigational limits.

If you want to know more about our boat and watercraft insurance, feel free to call us at 1-855-468-3569 or visit contact us here.


Why Purchase our Boat & Watercraft Insurance from us?

Before you navigate and enjoy the waters, make sure that you, your passengers, and your boat are protected with our boat and watercraft insurance coverage. Having the right coverage  will give you a peace of mind from paying for the damages straight from your pocket in case of damages and accidents. Here are some of the things that you can expect from our policies.


Your boat and watercraft vehicles will be protected by our insurance policy. Note, however, that the coverage we give depends on the policy you purchased. With Velox, your water vehicles will be protected from accidents and damages, among others.  And you will also have the option of including medical coverage in case of injuries while using your boat or watercraft.

Savings,  Discounts, and Competitive Insurance Rates

We offer promos, discounts and competitive rates so you can save money on insurance expenses.

Excellent Service

We are committed to giving you an excellent service as we take care of your needs here at Velox. Purchase your boat and watercraft insurance from us now! Visit the nearest office in your area or call 1-855-468-3569.